There's really no point in analyzing anything that she said, Jhcl. It all comes down to one thing - she doesn't like you enough to want a relationship with you. This is a hard truth to accept, but it is truth.
I picked up a couple things from your post though..
1.) She's contradicting herself. Saying she isn't in love with you, telling you her feelings for you aren't there, then telling you that if she was 10 years younger you all could be together. I don't get it. If you all could be together if she was 10 years younger, why can't you all be together now? If she could be in love with you 10 years ago, why can't she be in love with you now?
Which leads me to..
2.) The part about daddy issues and bad past relationships. In my honest opinion, this is the MAIN reason why she doesn't want to be with you. Actually, it's not even that she doesnt want to be with you, it's just that she needs a guy who is abusive and f*cked up for her to really catch feelings/fall in love. She needs a guy like her father. She needs a guy she can "fix." She needs the relationship to be unhealthy so she can fall in love.
Any normal girl, without daddy issues and extreme baggage, would be head-over-heels for you right now like you are for this woman. I'm sorry, bro. You did nothing wrong. Sh*t, you probably did everything right, but she needs drama to feel those "in love" emotions. She needs extreme push/pull. And just like you wouldn't be comfortable being abusive to her, she isn't comfortable with you being so normal (and by normal I just mean not f*cked up).
The fact that she wants to keep you around reinforces my belief that you did nothing wrong. She thinks that you're fun to hang out and do things with, and that you're good in bed - that's why she didn't break-up with you completely and still wants to see you. You have to realize that all you two are/will be is friends with benefits. Friends with benefits until she finds a guy who will abuse her and give her the drama she needs to feel "in love."
Go ahead man.. Do what you want to do... When she contacts you to check up on you, tell her that you've had some time to think and settle down, and that you'd like to keep seeing her. Just remember what YOU ARE to her. But hey, look at the bright side. If you can take some of your emotions out of this, then you can have your cake and eat it too! You can see her AND other girls! Haha!