As for your hypothetical question, you said (in this hypothetical scenario) I'm really not feeling it with the 48 year old wealthy woman.You are using logic. There is no logic when it comes to young hot women. They are manipulators and opportunists.
Young hot women won’t propose sex.
1. She has to keep her societal image
2. She has to extract as much amount of resources first
3. She wants to see how many options that guy has first
Suppose a 48 year old rich menopausal woman wanted to have sex with you but you weren’t feeling it. She was buying you stuff and taking you to dinners and really spoiling you. You would give in and have sex with her or would delay as much as you could to get more resources from her.
It’s the same with young hot women.
My OP was about women who are feeling it with a guy. Not necessarily young hot women either. The woman I had a date with last weekend was closer to 40 than 30 (and average looking). Yet I didn't invite her home for sex because she never explicitly said she wanted sex. For all I know, maybe she wanted sex (if so, she should have said so).
If a woman was giving me all sorts of special treatment, but I had little to no desire to bang her, of course I'd see how much I could extract from her. If I wanted sex with her, I'd give her the sex, however.