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Car - luxury cars (its 2 cars) and I put decent size down payments as well to keep payments around $1k/m. Groceries - When you have a kid, grocery bills tend to go up. We like to buy a lot of fresh things (fruits/veggies/meats), plus the kid just throws away a bunch of the food anyway. I would...

I've worked sales in NYC for 7 years. Worked in business tech in Silicon Valley/SF for 5 years. Currently left and moved somewhere to red state burbs. Got into a fight with homeless in SF. My friend was robbed at gunpoint in Cupertino (silicon valley) and they stole his wallet/rolex. This was...

cars will be paid off soon was still buying more assets during that time. dining out also includes ordering in. Probably about 3-4x a week and sometimes I pay for friends. day care is a must as I don’t have family around. net worth is not that high currently, although there were...

Exactly. Hard for people to understand unless they live it. $10k/m seems excessive to some where it's almost like living normally to others. I'll have all liabilities paid off by this time next year. Not trying to go into this depression with liabilities.

Houses - meaning the home you live in doesn't generate income. If the houses are a business that's a different story. Just to help breakdown the $10k+/m (below is $11.5k/m) Two cars - $2k/m House - $3k/m Groceries - $1k/m utilities/insurance/gas/gym - $1k/m dining out - $1.5k/m day care -...

single at $150k and $300k there's obviously a wage gap but you're both able to afford nice things. The things out of reach are still out of reach. It's just the $300k is able to afford more of the nicer things than the person at $150k. That's why I don't consider it too much of a difference...

Doing the math and actually having the money are two completely different things. We are human and not robots that follow things 100% to the T. Not all assets will be generating income/interest. If all your assets are generating income, you'd be homeless and walking everywhere. Nice watches...

I personally never rely on anyone else and always plan to take care of everything myself. Whatever my partner makes and can help with great but always plan for worst case scenario. It's just how I always lived and my wife doesn't work. Also, the $20m is referencing comfortable lifestyles for...

exactly. Money doesn't buy happiness. I made a lot of money real quickly when I hit 30 and no one was around for me to spend it with. I didn't even know how to spend that much at that point. I tried to buy a lot of stuff and I didn't know where to put it all the stuff and some stuff wasn't...

Short answer. Probably around $20m networth with residual income coming in that covers all your expenses and cost. This would be an amount for a family to live comfortably off of in upper middle class lifestyle. $50m and you'll be able to live upper class life with family. Remove the family and...

I think it would help to clarify what you mean by housing shortage? I know in my neighborhood, there's already 3 unsold listings that I drive by. 2 have been there for a month or longer now. Another has been there for 2 weeks. Market supply of homes on the market have gone up while demand has...

We're probably approaching the bottom. I've been telling my friends to start scooping up anything below $19k and to be prepared to scoop up more when people are panicking. That, or you can hold paper currencies or hard assets. Although i feel the continuous interest rate hikes are going to...

I'm a former nationally ranked all American athlete and a millionaire, so? Again, OP asked for a specific solution under certain criteria, and I provided such. You did not. I also could care less what you agree with.

I didn't share this as advice, I just shared what i did to get my results. It definitely wasn't healthy, but op wants to lose 15lbs in 30 days. There aren't many healthy ways to lose that much weight in such a short amount of time without cutting down calories significantly or keep the burn of...

Without a degree or some type of apprenticeship, i'd say sales. You get to talk to people, it's always in demand, especially if you're good. It is stressful and there is a reason why most people don't want that job but it might be a good change of pace. FYI - the grass is not always greener on...

i actually pulled this off in about two weeks last month for my trip to Las Vegas. ate minimal food, salads with eggs as my entire meal for the day. (consumed less than 500 calories a day) two eggs boiled or scrambled for the day. worked out lifting and running. Cut sweets and carbs...

I'm not the same person i was before grinding my way to this tax bracket. To get to this level not only requires hard work and intelligence, but on the business side, i'm heavily focused on metrics and success. My wife doesn't work. Having that similar trait would be too much hassle. I want...

I'll respond as one of the overbearing bosses. I think it would help to get my perspective. I've been reporting to bosses for many years and the last 4 years or so, i've been managing teams of 6-10+ people from all over the world. -- For me, i don't dislike anyone on my team just because i...

I totally understand this feeling. I've learned what i could have learned from the community. Married, have a kid, and doing well for myself. Dated a bunch of women, learned to deal with female bs, recovered from the toxic relationship that drove me to this forum, and am still in decent shape...

This is not true. As someone that's been in sales for 10+ years, ive won business based off relationships alone. Also, as one of the decision makers in a business, if i don't like someone, i have chosen not to even take meetings from certain companies. Rapport and relationships are one of the...