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This is probably most people. I didn't "figure it out" until I was about 21(what i wanted to do) but by 14 years old, i already figured out what I didn't/shouldn't do. Knowing what I don't want to do was very useful. I went through process of elimination of trying to figure out how I would be...

Unfortunately, this is true. One friend got so frustrated at me trying to push him to work harder and do more, that he told me "Not every wants to be like you AAA." I was 25 or so then. I never actually realized until then that people are different and that not everyone wants to be the best...

Stop focusing on women and focus on yourself. You are supposed to be the prize. If you focus on making that a reality, the women will come to you.

Maybe when science gets better to be able to analyze character traits your question can be answered if people are born with it or not. All I can say as one of the worst kids in my school district, having been expelled from middle school, racking up more than 30 suspensions from elementary to...

I stopped hanging out with my childhood friends because all they did was drink and party every weekend. Then it got to the point where I was doing it without them in NYC with co-workers and other friends. Saw the writing on the wall and got out of NYC. Anything in excess is never good...

It's partly cost benefit. You want to fvck around, you will eventually find out, ya know? Is it worth it? Also, innately, don't like to be selfish but selfishness is built into our DNA. When I travel to meet friends and co workers, do I get sh1tfaced and party....yes sometimes. Mistakes happen...

Ambition is all about structure and energy imho. Most people lack structure and framework to plan out how to realize their ambition. I unconsciously planned my entire future out for years to help me realize my ambition. Being a fvck up, I obviously didn't have this engrained into me via...

I get you. I'm also somewhat similar. People often say I have the fvckboy look. Never knew this until my 30's. Yes, married happily with a kid. I went from the burbs, leaving finance sales in NYC moving into regional ad sales in my home town region. Suburbs was boring but not miserable. I...

I was also getting to the point where i was drinking too much in NYC, meeting women I didn't like all to often, partying, etc. I left NYC to head back home, getting an okay job, and living a more simple life. It was okay for a while but unless your in one of those unique top tier industries...

My cards are paid off in full every cycle and have been for years. The only time I don't pay it off is if I have a 0% apr card. You can also look into transferring your debt over into a 0% apr card. They usually have promotions for 0% for 12 months or something like that.

What kind of emergencies are you going to have? Most emergencies involve car, family, or health. Your job should provide health insurance if you're in the US and working corporate. Car wise, ideally you shouldn't have anything come up within the first 6months to 12 months. Given you're current...

Recommend getting a beater and not focus on savings until debt is paid off. Get a room mate to lower rent costs. Interest will kill you and only prolong the situation. Once you are debt free, life gets alot better. If you are planning on moving to the city, you likely will use the car sparsely...

1-3 all revolve around money. Either you need to make more, or if you're already making enough, you need to spend less. Main focus here should to save while improving you're experience so you can get a better job, raise, or bonus. 4 - May also be tied into 1-3 which means saving money or...

Lack of focus probably means there's other more pressing concerns that are derailing you? Identifying those things and getting them under control might be helpful. - financials - fitness - girls - future What has always helped me is to have a plan. A plan that can help guide me step by step to...

Definitely agree it's not as bad as people say and I was merely pointing out why birth rates and depression is high, and not highlighting any of the pro's as the OP's post was asking about those specifically. My wife is from East Asia as well. Data is showing it's not ideal scenario obviously...

I would guess it's a combination of many things, some that I listed below. - Mating has historically been arranged until the last 50 or so years. - Culture is more traditional where there's less women in the work force. Often times, partners meet each other at work. - Standard of living is very...

Sounds like you are over leveraged. If you can, reduce some of the costs so you can relieve your financial pressure that comes from losing your job/role. Downsizing your living situation, car, subscriptions, etc. Might take a while to do this but prioritizing this seems like it will help a lot...

Better man than me. Spoon feeding is a pet peeve of mine. Especially since I spent a great deal of time learning these things on my own, figuring this out on my own to get to where I'm at.

- Hyperinflation, already addressed clearly. If you don't agree or see how this can snowball quickly, then we can agree to disagree. - Interest rates affecting 401k's/stocks. These are not only being affected by interest rates directly but also indirectly. Many companies own government debt...

If there wasn't this shift in de-dollarization, bond crisis, CRE crisis happening, I would also be more comfortable with the thought of the can being kicked down the road. We've already seen inklings of the bond crisis causing regional bank insolvencies multiple times this year. CRE is on the...