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Actually, the idea of housing inflation - if it truly is happening - allows for a small downpayment to leverage an asset that increasing in value, and thus the mortgage interest rate is actually a *real* interest rate of the nominal rate minus the inflation rate, and could very well be a very...

Yes, if the rent is cheaper than the interest component of a mortgage (i.e., the principle part of the payment is actually like savings here), and that difference is put into a (tax-advantaged) retirement account, then renting could very well be the canny financial move.

I think folks have the take the attitude that they should buy a house in a very cheap locale (they are all over the place in old industrial towns), and either work online or take a suitably well-paying temporary job in another town, only renting month-to-month, and perhaps only renting a room...

Actually, it could makes sense for anyone with cash - but yes, very little sense for anyone taking a mortgage. BTW, when I bought my first house in 1990, I was overjoyed that the 15-year interest rate had recently dropped to 9% :eek::eek::eek: (I refinanced down to 5.25% in the midst of the...

https://en.wikipedia.org/wiki/Shrinkflation

This would mean that you're getting like $7K/mo rent (i.e., the $70K would be after insurance & property tax, etc.). I don't see how such a property would be worth only $515K.

This is because the rental market is much more sensitive and dynamic to housing demand. And indeed, folks that had overpaid for the property and don't (can't?) sell at a loss need to get something out of their ownership (while they wait for demand to go back up) are putting those houses into...

I am not a BaldCel - in fact, my shock of hair in front is sufficiently furry that women that dig me like to run their fingers through it. But yes, if I were a BaldCel, it would most definitely be OVER for me - when would it NOT be OVER for ShortBaldCels? :rolleyes: Shaving my hair would be a...

I was referring to my younger days, before the truly Dark Times ...

That wouldn't make her weird - she could just be a "late bloomer". Whatever the case, the right time for a woman is when she is both childless and ready to have sex. For some gals - like the "Cash Me" chick - it happens precociously at age 13, while for others it might not happen until 30...

It's never weird to talk to other women.

You have to be solid Chad-tier (9/10) to even consider it. Oh, and a lot of your customers will be hung. :eek: :eek: :eek: :eek:

https://finance.yahoo.com/news/why-the-sp-500-is-poised-to-rocket-100-in-5-years-130007834.html

She had determined that you were too short.

I'd accept and see if her attitude gets better with time. That said, there is a high probability that she is a loony. :rolleyes: EDIT: I've just remembered that all the women that agree to see me more than once are loony. :mad:

I've been noticing a lot of video clips with women like this. This one is especially a classic!

AARP-eligible & 165 cm :mad:

She's prettier than 95% of American women. :mad:

But she doesn't want you. That's it (or like my favorite black-pill character would say, "C'est ainsi"); that's all that matters. She could have the greatest personality in the world, but if she doesn't want your seed, it's OVER for you.

Having no options in any important sphere of life - good job, good woman, affordable house - is akin to being a slave.