My guess would be:
- she has high sexual needs that she tends to repress/feels some guilt about it
- sex was ok for her but she had it better with her former LTR partner(s), she "O"-ed mostly because she was thirsty for sex and went no condom because she gets off on feelings of shame and guilt mixed with lust the most (which indicates she is looking for dominant man, but not necessarily in physical aspect of lovemaking only);
- going no condom in ONS screams "issues"
- she does not look for a relationship with OP (her former partner was probably more dominant and animalistic with women on various levels which would match the mormon part of the story)
- she wants to f*** around until she will find an appropriate replacement while OP has indicated "LTR needs" already (btw.multiply 6 at least by 1.67, she is already on c*ck carousel)
- she was probably not overly impressed by your status and money (otherwise, perhaps she would qualify you for STR);
- in overall, she qualified OP as ok enough for ONS with slight chance for STR and minimal for LTR before going to bed with OP, the result was ONS
- the result is actually optimal for OP, however I would suggest getting tested for STD's as her low body count part of the story is dubious
Granted, there were things I could have done better: post-sex aftercare, cuddling after, disqualifying myself too soon about not wanting a relationship after she sent her text a few days after, insisting on wearing the condom despite her initiating.
I think it would not change the overall result. I think you pulled off everything you reastically could with this female. As men, we like to think that if we would do this or that differently in particular situation, then a success would come around and IT was achievable. It is our biological and social conditioning to struggle and despite this seek success. In this case it was not achievable for you but its good for you that it wasn't. The fact that it wasn't is also your success because you need other type of female (more interested in your fortes) than her, so effect of her screening is positive for you.