There should be a contrast here. I'm an XXY with single digit sperm count. My wife and I are going to end up paying big bucks to have a kid. I've saved for it, but a one time operation: Micro-Tese is going to cost me $20k with only a 50% success rate.
Think long and hard before you make any big decisions. I wish I hadn't worn a condom the first 5 years of marriage. I may have gotten lucky and saved myself a pile of cash. The biological clock ticks for both men and women, do not mistake. One day, when you are looking at the house, cars and all the stuff you've accumulated, you're gonna wonder to yourself, who is going to inherit this? Who is going to know about my life and who will care? Watching your parents grow old without any young ones walking around is torturous.