Re:
All great additions to a post that, for me, is a must have for those starting out. As I point out to my father, about how broken things seem...a few things govern life, unless you find a secluded island ripe with food and beasts to pillage...
1) Money/Assets/Income....from the age of 14,15, 16, or younger, you CAN earn a dollar. Younger if you're dilligent. Were this a barter society involved products, you'd transfer your SKILL into what you NEED, and you'd know alot about YOUR skill and your NEED. We have a fiat money currency society, which simplifes things a bit, yet nobody understands money. That's a must if you ever expect to spend and earn $1. It's wonderous that even BASIC classes on finance aren't taught quite young, considering school IS mandatory.
2) Law. Laws are the lay of the land. They're the MACRO-frame we operate within. You as man MIGHT want something different, and SHOULD have something different, but if you're pulled over and don't know the laws, ignorance won't carry the day. To NOT know laws is to be AFC about society. Period. Even basic laws. A game is played everyday, yet nobody knows the rules. Again, such things could be talk in middle school and then advanced in HS and college, yet only the top 1% of the nations elite see such things in their expensive liberal art private schools as mandatory classes.
3) Human Relations/Psychology. This could take a variety of forms, but NOT understanding "people" and being able to look below the service SEVERLY hinders ones ability to operate within the context of organized society. Though nor preferable, I'd choose to be exonerated from a matrix and given the power to control and operate in it, than just being slave of it and to it. Once again, another topic that is rarely taught, except when you elect it, yet it governs everyday life.
MOST people focus on improving work skills, and in turn Improve their ECONOMIC value as a producing unit, but never improve themselves to be a larger contributor to the bigger picture. If you're an Engineer on a project, you can take loads of classes to be better, more technical, and understand better concepts, but if you never learn to USE them, and they lie dormant, what good are they?? That's generally the INCOME, or MICRO-economic perspective with which people in traditional schooling view life. They want MORE internal education to make them BETTER at doing what they already do. But this path is obviously limited, and you know the direction. If you're a nurse, you can learn more as an RN or LPN, and get inflationary and performance-based wage increases, but you won't double your income unless you move or their's a dramatic shortage in Nurses. However, if you return to school, become a Physicians Assistant, you can double or triple your income. You could also seek to be a leader in the field, and not just a follower. Who's to say who's at the top, but those who fight for the top??
If you're in a business, working right out of college, you can grow into a role, become good at it, but without knowing the purpose of other roles, you can't possibly grow above your role. The business leader looks at a business and will shake things up. The follower looks to simply improve himself, get more educated, and embed his value into the business, hoping someday he's not obsolete. This is what's happeneing to alot manufacturing people. They might be awesome at what they do, and deserve top dollar, but because of the high supply available, even quality people can't demand super top dollar income, if any jobs remain. Morever, manufacturing has to drive costs down, so the enabled worker seeks to IMPROVE on cost structure in some way. They're not tied to their role forever. They know their skills internally, but they don't view their external skills the same as their internal skills.
I have friends hopping salesjobs as they improve. They do well, if they don't like the pay or the job, they try a new sales field. They dictate their career, not the other way around, and they always have an eye to future that the BUSINESS comes first, and all else second. If a business isn't loyal to itself, then it won't last long enough to pay anyone, so it will cut people at will.
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When you look at what you earn in a year...you can truly begin wealth building now. Zero out your expenses, then use what's left to employ for your future. You learn basic investing, maybe buy a duplex, live in 1/2, stay for 2 years, then rent the whole thing out, or sell it. Getting to that point can begin simply by trading stocks, or anything you like over a short-time, dropping the downpayment to the point the mortgage is paid by the rent. That's 1 simple way for the saver. Obviously enterprising people will want and seek faster routes. Go for it. However, to say we don't have the resources is faulty. If you're not making enough, figure that out first. When you are, learn to save and invest. No one can change the income where you are at except you, so you can't complain you don't make enough. As Jim Rohn once said..."That isn't all the companies, that's all the company pays YOU." The company does pay more...look at the parking lot and w-2s/1099s of those who work there. Find out who gets what and how you get what they have. That's it. You can't force someone to pay your role more than they will be paid. You want to be paid more, find out what the company needs and be the only person to provide that, or 1 of the few who can deliver on it. The world pays CAN-Doers. The more difficult the task, the more it pays, and the more it requires you to be a better CAN-doer.
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A-Unit