It helps if you've already had the virus, and gotten over it.
My statement is in life in general and Covid is only a very small component of it.
But as to Covid, I'm almost certain I had it last year or some form of it. I'm one of those that never see's a doctor unless something is terribly wrong. Late last year, I was the sickest I've ever been and literally thought I might die so I went to the doctor, then when things didn't get better, I went to the ER, then went back to my doctor over the course of 3 weeks. I was bed ridden for 1 week. I had every single test done on me at that time(covid test wasn't even around) and everything came back negative. I even had a mono test done because I was so exhausted. After speaking with various friends and aquaintances, some of them also had gotten the sickest in their entire lives late last year too.
But even amongst that experience, I viewed it as more of an annoyance rather than worrying about if I would die or not. For me, I've always accepted death. If it comes for me, it will have me.