The Coming Retirement Nightmare

[PlayHer Man]

What' ll happen when nearly half the country retires? Hell is what will happen.

Most people don’t even realize the entire concept of "retirement" is a relatively new invention of only the last 50 years or so. When Social Security was established during the Great Depression, most people weren’t expected to live to collect benefits at age 65. In other words.. social security was there for you, IF you made the mistake of living too long. :crackup:

But after WWII something happened. The concept of "retirement" as an extension of life.. 10-20 years or more, living in relative luxury, apart from your family, was established. Things changed dramatically. Retirement communities, virtually unheard of 10 years earlier, sprang up and grew exponentially.

But now the first Baby Boomers are getting ready to retire. Someone born in 1945 will be retiring in 2 years or so, and after that, the rate of retirement will accelerate fast as f*ck. In the coming years the largest generation ever (baby boomers) will all be over 65. When that happens, what will happen to our economy? I suspect it will make the economic bullsh!t of today look tame, in comparison.

Figure this:

1. There isn't enough Social Security money to pay all these people: Once large amounts of people start claiming benefits, the well will be pumped dry in no time.

2. While Retirement Jobs will Increase, caring for old people does not create wealth: With fewer and fewer people in the workforce, and less demand for consumer goods, an increasing share of the economy will be devoted to taking care of the old and infirm.

3. When Baby Boomers cash in their 401(k) plans, the market will tank: When they all sell their stocks at once, the market will take a huge hit. And starting in about 8 years, those with IRAs and 401(k) plans will start selling off their stocks.

4. Many Baby Boomers have not saved much for Retirement: #3 above assumes that they even bothered to save. And the average American has a pathetic amount of money in his retirement plan.

5. As the population shifts upward, sales of consumer goods will plummet: The target demographic for all marketers is the 15 to 35 age group. These are the people you sell electronics and other gadgets to, or jet skis, sporting goods, or fast cars. As the baby boomers age, they’ll sell off their "toys" and flood the market, depressing the market further. The next generation, being smaller and poorer, won’t really be able to pay much for all this crap.

And of course, this doesn't even address some other likely nightmare scenarios, such as the rampant inflation, such as we had in the late 1970's, that could wipe out the portfolios of many retirees. :yes:

 

[Burroughs]

six private megabanks have gotten governments in the western world in the last 200 years to accept unlimited fiat currency they control. They literally control the issuance of currency and credit and are able to take over economies in an unfair trade advantage.

They are monopolistic and authoritarian in their every move.

They are anti-human. They are robber barons who have codified their dictatorial activities into a cosmology and world view system known as eugenics. Under modern names, it is known as transhumanism.

They are pushing a world soviet run by private interests. It is not the communism you have been taught about is not the true communism. It is a corporate fascism on top, directing a compartmentalized soviet communitarian model on the bottom.

Two different systems.

It is government for and by inbred scientific technocrats who openly, in all their publications, are announcing a planetary world government to shut off resources incrementally until you are disarmed and poor and have no way to resist.

Then, from their high tech armored fortresses and underground bunkers will launch drone and robot delivered bio and chemical attacks reducing the world population by up to 99%.

They have openly announced they have established world government over the entire planet. They are mopping up a few isolated areas to bring them into their globalist control.

They have backroom deals with China and has pretty much absorbed the communist model there. Russia is a dictatorial authoritarian system, but compared to the anglo-America variety, is not yet eugenics based at this time.

The globalists are still contending with them, infiltrating their country, openly trying to overthrow it publicly.

They are overthrowing the family.

They are overthrowing any religious system because the state has to be god, and has to be replaced with that.

They are rewriting the genetic code of humanity and almost every other major species of plant and animal.

They are destroying the gut flora, so they can come sell us new gut flora making us totally dependant on them - those that are even allowed to live in the next phase before mass extermination.

Their agenda is hidden in plain view. They think you are so stupid, they have written all their plans down, and have implemented their plans.

And, they are following their plan to the tee, although they are six or seven years behind, but are following it all exactly as they said they would.

They believe once they have fully established their New World Order agenda, they will be as gods and will live forever.

 

[Darth]

We will go into a severe economic depression because of the structural problems created by the Baby Boomer Generation.

Generation X will have to figure out how to deal with it. Unfortunately for the Boomers, I imagine they might do something radical and give nobody ANY retirement benefits. Paul Ryan budget type stuff, times 10. Unfortunately it may be needed, and even then we will have a Great Depression.

But we'll make it!

 

[LiveFreeX]

Fear not middle class Americans! You will all make it through this tough time, the world needs another 2nd/3rd world country and you're it. So what happens in the future of America?


1. Stop having babies
2. Foreign interests buy up all your properties and businesses

(This is already happening and PUA culture is proof of it)

You are the new work force of the modern world, prepare to become the next Mexico. If you watch where the money is flowing, rich and upper middle class Americans are skipping town and moving to places like China, Russia, and Brazil to name a few ,while Chinese are flooding in to America, armed with your money to buy up everything on the cheap. 27,000 Properties in Florida have been bought by the Chinese in the last 5 years, most of it over the internet. I wish I could attach pictures of what China looks like but I bet its probably the same as America looked in the 80s. Prosperous, lots of money flowing around, every person owns a house/apartment and rich, arrogant snobs on every street corner.

While you guys are trying uselessly to pickup garbage women, your new overlords are buying everything in sight. While you are trying to get your girl to have an abortion, the Muslims are trying to pop out their ninth child. While you are fighting against marrying foreign women, rich foreign men and women are flooding into your country, buying your land and occupying your schools.


Look around, its already happened. Burroughs... nobody is going to kill anyone, the USA is simply changing hands. They want you guys to be broke so they can sell you off to the highest bidder... hell my wife and I are even thinking of buying a couple pieces of Florida around Disney World to rent to Chinese tourists. This is the way it is now, you can either hide in your hole and watch it happen or you can take advantage of what others don't yet realize.

We will go into a severe economic depression because of the structural problems created by the Baby Boomer Generation.

Generation X will have to figure out how to deal with it. Unfortunately for the Boomers, I imagine they might do something radical and give nobody ANY retirement benefits. Paul Ryan budget type stuff, times 10. Unfortunately it may be needed, and even then we will have a Great Depression.

But we'll make it!

Don't worry, there are people with money just waiting for you guys to get desperate enough to sell, eventually you'll trade in those guns for jobs and food. They will rescue your entire country, bring industry back to America and setup affordable rents... its just those people are all from foreign lands. Why do you think the government is disarming your country? Foreign interests want in and the government is selling your land at a very attractive price. This is not a doom and gloom post either, I can't wait to go to Disney again, especially from a house I bought over the internet!

 

[betheman]

We will go into a severe economic depression because of the structural problems created by the Baby Boomer Generation.

Generation X will have to figure out how to deal with it. Unfortunately for the Boomers, I imagine they might do something radical and give nobody ANY retirement benefits. Paul Ryan budget type stuff, times 10. Unfortunately it may be needed, and even then we will have a Great Depression.

But we'll make it!

wrong!

you think one generation of humans created this problem? they were sold a deal which, if offered to you at that time, you would probably buy in to. so generation x will stop the retirement deals?? why stop there? stop their healthcare as well? just a thought

 

[PlayHer Man]

Fear not middle class Americans! You will all make it through this tough time, the world needs another 2nd/3rd world country and you're it. So what happens in the future of America?


1. Stop having babies
2. Foreign interests buy up all your properties and businesses

(This is already happening and PUA culture is proof of it)

You are the new work force of the modern world, prepare to become the next Mexico. If you watch where the money is flowing, rich and upper middle class Americans are skipping town and moving to places like China, Russia, and Brazil to name a few ,while Chinese are flooding in to America, armed with your money to buy up everything on the cheap. 27,000 Properties in Florida have been bought by the Chinese in the last 5 years, most of it over the internet. I wish I could attach pictures of what China looks like but I bet its probably the same as America looked in the 80s. Prosperous, lots of money flowing around, every person owns a house/apartment and rich, arrogant snobs on every street corner.

While you guys are trying uselessly to pickup garbage women, your new overlords are buying everything in sight. While you are trying to get your girl to have an abortion, the Muslims are trying to pop out their ninth child. While you are fighting against marrying foreign women, rich foreign men and women are flooding into your country, buying your land and occupying your schools.


Look around, its already happened. Burroughs... nobody is going to kill anyone, the USA is simply changing hands. They want you guys to be broke so they can sell you off to the highest bidder... hell my wife and I are even thinking of buying a couple pieces of Florida around Disney World to rent to Chinese tourists. This is the way it is now, you can either hide in your hole and watch it happen or you can take advantage of what others don't yet realize.



Don't worry, there are people with money just waiting for you guys to get desperate enough to sell, eventually you'll trade in those guns for jobs and food. They will rescue your entire country, bring industry back to America and setup affordable rents... its just those people are all from foreign lands. Why do you think the government is disarming your country? Foreign interests want in and the government is selling your land at a very attractive price. This is not a doom and gloom post either, I can't wait to go to Disney again, especially from a house I bought over the internet!

There is a lot of truth to this. The stuff in red really stood out to me.

Its true there is more than one way to take over a country or enslave the citizens of it. There is the bloody violent expensive way and there is the slow insidious way = bleed to death by 1,000 cuts. The second way is much more effective because by the time the target realizes the danger, they are powerless to stop it.

Great insight LiveFreeX. Also, I was just talking with a co-worker TODAY about cheap property in Florida. Its funny you bring that up.

 

[taiyuu_otoko]

Gotta look at the big picture. I mean the REALLY big big picture.

In the book, Why The West Rules - For Now, the author demonstrates that once or twice in human history, society, as measured by some multi-variable system, has twice come up against a "ceiling" and collapsed.

The last time was around 0 BC when the Romans started to collapse about the same time as the Song Dynasty. Then for about 1500 years, they kind of bounced against a hard ceiling.

Then with the industrial revolution, society skyrocketed.

Anybody's a fool to think anything as complex and organic as human society is going to grow upward at a constant rate. It goes in spurts, pullbacks, spurts, collapses, etc.

Looking at the big picture, conspiracy bankers notwithstanding, I'd say we're overextended, and due for a serious pullback.

Now, the honey boo-boo's of the world are going to be caught wholly unprepared, and take it in the a$$.

But so long as your sufficiently prepared, have some flexible skills as far as creating wealth (in whichever currency happens to be traded) you'll be OK.

Regardless of how far society falls, when all the dust settles, they'll still be plenty of people for the idea of a division of labor to be workable.

Just make sure you can learn a skill to earn some bread with, if it comes to that.

And may as well make some money off the collapse if you can, and translate your new cash into hard gold whenever possible.

 

[twentee]

Pols dont DARE touch the "3rd rail of politics" ie, Social Security. so they WILL inflate the $ until it is no longer accepted, by anybody. Economic collape is guaranteed within 10 years, probably within 7 years, and maybe in 3 years or less.

PLENTY of people will USE their guns, to get whatever they need. If you give up your weapons or your willingness to fight,, you get killed or enslaved, eventually. that is the lesson of history.

China is overbuilt, overextended, and polluting itself to death. People born in the late 40's are ALREADY drawing SS guys. I will be doing so in a bit over a year, when I'm 62.
Part of the reason that ammo is unfindable and scalping prices is Homeland Security has bought a billion + rds of it. Wtf do they need THAT much ammo for, hmm? they dont practice anything like that much. That ammo is to try to handle a civil war, dudes.

 

[LiveFreeX]

This is speculation but I believe the US bought the ammo to get it out of the hands of civilians. It would be easy to exercise gun control from this vantage point. Continue to sell guns but make ammo illegal to produce privately, cheaply and for private sale. Eventually you guys are going to run out of rounds.

Its amazing to see you guys talk about using your guns. No one is going to use their guns on anyone else, there eventually won't be anything left to take if you keep using this attitude. Its generally the poor or struggling middle class who own firearms and have this mind. The rich simply up and move their families to lower key parts of the world where they can continue on living well. You don't honestly think that anyone in power cares whether one idiot with a gun is going to make a few threats against the government do you? The USA no doubt has sh1t in Area 51 that makes nuclear weapons look like sticks and stones. You think you pose any threat to rich elite families? They can find you within 10 seconds, put a red dot on your house from orbit and drop some rat poison in a hot dog you thought you were buying from a friendly guy with kart on the side of the street. They can suppress all of your whining with electromagnetic pulses... but why waste all that money, when they can simply shut off your water and electricity.

Owning a gun doesn't make you invincible. Once you accept that you are part of the peasant class, you can work on digging your way out financially. The smart ones have already jumped ship and opened in markets in other parts of the world. It's not necessary to live JUST in China or Russia... take Singapore for instance... open up a 7-Eleven there and you are doing quite well. Run a small hobby farm in Southern Argentina, buy a couple houses in Spain or Norway and live off the rent. The unfortunate ones (primarily middle and lower class) are the ones who invested all their money and everything they have in staying in America. There are a ton of problems with China's pollution but there is also money in fixing those problems... if you think you have all the answers, come over here and sell them to the Chinese.

A gun, ammo and a stash of gold in a lock box will not keep you from losing your 'sense of security', a backup plan in another country will.

China is overbuilt, overextended, and polluting itself to death.

Overbuilt? Only 20% of the population live in the cities, it will hit 50% by 2025. Over-extended, (if you mean extended as in buying Canadian Oil, America property and European businesses, then why yes they have over-extended themselves... don't forget, the USA put China in the black. Pollution? They don't care they are buying up your neighborhood and moving to a town near you. I don't think a lot of you guys get it, China is not constrained to its borders anymore. The Chinese are everywhere and they are buying almost everything. China is no threat to you, they don't want to see you dead or dying or poverty line, they simply want to OWN you and your labor.

The Chinese are not the only ones with money, they are the only ones currently the focus of American media. You've got bigger fish to fry from all parts of the world. Ultra rich families from Mexico, Brazil, Germany, Singapore, Japan and Africa to name just a few are heading to the USA to buy up whatever scraps they can get their hands on. If you want to come out of this with your head up, figure out a way to make the rich happy. Sell your house or provide services to accommodate them better. Pointing a gun at them won't solve anything, they've been dealing with that in their own countries a lot longer than you have. You have to face it, North America is up for sale. All of this rah rah nationalism isn't going to save you or your family from a foreign owned future. The world is expanding very quickly and talking about 'borders' of nations solves nothing. The Chinese are expanding into foreign markets, and buying up whatever they can get in America regardless of what their government thinks or believes. They are the new rich. I can tell you this for certain, there is a new standard teaching certification from the makers of TESOL making its way onto foreign borders. The TCSL (Teaching Chinese as a Second Language). Learning mandarin may help money flow your way, so why not put down the guns and pick up a book.

 

[PlayHer Man]

That works well for one gun-owner, or a handful.....

But when you have a nation of poor and middle-class uprising....they're going to need a lot of red-dots.

Assuming they don't slaughter each other first. Who controls the food and clean water supply? Cut that off to the masses and they won't have time to attack the elite and the Government. People who fall in line will get medical attention, jobs, food and water. People who don't.. well.. bye bye. Can't eat your gun. Hard to fight when you're starving to death. Hard to fight when you're locked up in PRISON

Then you have disease, infection, biological attacks, etc.

We all like to think we have control over our lives. We have as much control as the status quo allows us to have. End of story.

The people in power are smarter than you. That's why they are in power and you are not. This "up-rising" crap will never happen. Look at Mexico and Cuba to see how much power the peasant class has to overthrow corrupt Governments. NADA.

 

[Darth]

^^I don't know about economically, but socially/culturally, I think we are entering a time when things are going to change very quickly for good. You can already see it starting to happen. Something big is going to happen, very soon.

 

[Burroughs]

The biggest act of mis-direction the elite do is to create a society where men don't know how to work with each other.

that is the secret

the elite collude, connect, and work together....

while low level men fight, compete, battle

the elite work both sides of the argument at all times.

the elite inter-marry in tight family lines...this is no accident, they have their own clubs and frats.

the elite work together to further their interests while they advise the public to look the other way.

the elite are 3 moves ahead of the poor at all times because of this

look at how much dischord and contempt the internet causes...poor man resenting the other poor men..none of them learning to work together.

 

[goundra]

U don't have a CLUE how to fight effectively, dude. The gun is not the real killer. It's just to cover your butt while you set up to derail trains, set timed incendiaries to burn forests, crops, oilfields, ship and railyards, refineries and power stations, shoot holes in propane tanks, water towers, and big power transformers. The latter are full of oil, drain that oil, and they short circuit and MELT, dude. . It's not that hard to sink, blow up supertankers as they offload natural gas or oil, poison the food supply, etc. Big bro would be FORCED to TRY to defend such things, the hot shots would insist upon it, and it can't be done. Insurance and shipping costs would go thru the roof, bizes would shut down,people starve, loot, etc.

 

[Darth]

"Retirement" is not even gonna happen for a lot of people. Americans are living longer, so naturally that means that a lot of people will be working longer.

But I think working longer is actually good thing--or at least better than "retiring." Retirement is a concept I've never embraced personally. I think it sounds very passive and quittish.

I'd rather work.

Great post.

 

[goundra]

oh, yeah? and if the economy collapes, the $100 bill is toilet paper, HOW will the elites pay their thugs? how will the farmers adn truckers be paid to send food to the elites, hmm? what will keep the cities, fields, forests, etc, from burning to the ground, when the fireman won't work for free, and when they are shot on sight? ;-) dream on, rich boy, you CAN be reached, QUITE easily, in fact. you wanna live in a bunker, ride around in a tank, sleep wearing a gas mask.? Ok, let's HAVE it, punk. bring on your thugs. we'll see how many of them are willing to be silently shot, be followed home, have their families killed, houses burned, cars bombed, etc, to protect YOU.