Ready to move out. need help

[BlackMack177]

I don't have the financial power to do so right now. I'm trying to get my credit straight and my money right before i look into my own place, but i fear my impatience will eventually get the best of me first..


The story is that I still live with my parents. At the tender ripe age of 22 i don't think that's too much of a bad thing. However, frankly my family drives me up a wall. I hardly ever stay home because there isn't much to do besides troll the internet and clean up, and when i do decide to chill for a day I get b1tched at by my parents or annoyed by my siblings. My younger bro mus ask me about 10000 questions a day about video games alone...every ten minutes.

I feel bad sometimes when I get annoyed with them because they ARE my family and i love them dearly. I wouldn't know what to do without them and am thankful they are in my life, but I feel now that maybe i am seeing too much of them??? Every time i'm home, at least one of them is here. The chances of getting a house to yourself are slim when you have 5 people buzzing around. It rarely happens but when the house is empty it is nice to kick back and enjoy some quiet time. Kinda like when you see too much of your girl eventually you get a little tired of her. I think that is starting to happen to me.

The other reason is that I just feel like I should experience life on my own. I often get discouragement form other people who live on their own about "blah blah stay as long as you can you'll save money" and "blah blah bills are no joke"

But frankly, I don't give a damn. I know it's very expensive to live alone ( and I would prefer to not have a room mate) but dammit i'm still broke now. where's all this money i'm supposed to be saving while living with parents? I'd rather have no money and my own space instead of no money and having to be told to clean my room when i don't want to.

do any of you guys still stay at home? ya'll feel the same way?? and what would be some tips from the guys who have already moved out?

thanks guys

 

[joverby]

I don't really think a save-up to move out thing would really work. Maybe for the first month, but what happeneds what you run out of the money you saved up? You need to be able to sustain your cost of living otherwise theres no point in moving out.

I'm 23 and just about to be moving out. The key is a decent job and budgeting .

 

[element0]

I was in your position this fall, and I decided to move out. Luckily my parents fronted me the first/last month rent, and deposit, which made it possible, but I've been paying for rent/bills since November.

It's expensive, and some months I barely get by, but it is completely worth it to be on your own, IMO.

When it is financially possible, do it. Don't hesitate, and don't worry about what others tell you about living at home. But you really have to take a hard look at your finances before you move out.

 

[Fuglydude]

Moved out when I was 21 and never looked back... one of the best decisions I've ever made. When you're out on your own you're gonna have to pay more attention to your finances. Spend money based on logic/needs NOT wants/emotions. The key is to have stable employment/business where you're making a reasonably regular income to support your basic needs and then have some left over. If you dont' have this, then there probably isn't a point for you to move out as you'll under quite a bit of stress financially to make rent payments every month as well as feed, and cloth yourself. You'll look like a big vag having to move back in with your parents because you couldn't make it on your own. Therefore, its important you have your shiit together before you decide to leave the nest.

Get a roommate(s) , don't be a prissy about living with other people... just make sure they're quality individuals. It makes a huge difference in your finances to share housing costs with others. I'll be 30 later this year, and I've NEVER lived by myself. Even if I was single and could afford to live alone, I wouldn't as its additional expense I wouldn't wanna incur... kinda like having a nice car... I was getting laid all the time driving around in a 95' Dodge Neon. I'm engaged to a glamor/fitness model driving a 10 year beat up Import w/ half the bumper missing, even though I make a 6-figure income. Cars are stupid purchases if you have to finance them... I don't see why people finance vehicles, why the phuck would you be stupid enough to pay interest on something that immediately loses value??? I'll always pay cash for any car that I get, and I'll always buy used.

I'd strongly encourage you to move out, but plan out your finances, and have wiggle room, as there are gonna be costs that you don't foresee the first time you're doing things on your own.

Out of curiosity, how much is a 1 bedroom apartment in a reasonably nice part of town where you are? I know housing costs vary widely across the world, so why not move to a place that has cheap housing?

 

[BigJimbo]

Too bad you guys have American mothers. I feel for you. Most of the world is still living at home with a mother who loves them. Going out to discos, hanging with younger girls, having a warm hot meal when they get home, clothes washed and ironed, a mother who constantly warns you of how evil girls can be.

http://www.associatedcontent.com/article/43571/in_italy_living_at_home_well_into_your.html?cat=25
Wow, just imagine. You are a single 35 year old man with money and you still get to live at home! You are normal! If you want to date a hot 17 year old you are normal! If you want to spend your money on a new BMW and $300 jeans you are normal! Want to stay out until 3am and come home to a momma who will get up and make you a warm meal? Hell, you are normal!!!

Now there is a culture worth fighting for!!

 

[Drdeee]

Stay at home man. Things with economy are really bad. Try to rent a room from your parents, do it for yourself, say to yourself a room costs this much, and put that money away on 1st of each month, and you can't touch it.

What you do? Try web development and open up a businesses. I can fix computers for example, I'm opening up a website. But I'm alone and renting, I have to spend 10,000 rubles each month for rent, it's harder.

Once you get into the grind of working and renting, and cleaning for yourself. What a b1tch man. You won't have time for anything. That's when you really begin to appreciate the time at home.

 

[BlackMack177]

Moved out when I was 21 and never looked back... one of the best decisions I've ever made. When you're out on your own you're gonna have to pay more attention to your finances. Spend money based on logic/needs NOT wants/emotions. The key is to have stable employment/business where you're making a reasonably regular income to support your basic needs and then have some left over. If you dont' have this, then there probably isn't a point for you to move out as you'll under quite a bit of stress financially to make rent payments every month as well as feed, and cloth yourself. You'll look like a big vag having to move back in with your parents because you couldn't make it on your own. Therefore, its important you have your shiit together before you decide to leave the nest.

Get a roommate(s) , don't be a prissy about living with other people... just make sure they're quality individuals. It makes a huge difference in your finances to share housing costs with others. I'll be 30 later this year, and I've NEVER lived by myself. Even if I was single and could afford to live alone, I wouldn't as its additional expense I wouldn't wanna incur... kinda like having a nice car... I was getting laid all the time driving around in a 95' Dodge Neon. I'm engaged to a glamor/fitness model driving a 10 year beat up Import w/ half the bumper missing, even though I make a 6-figure income. Cars are stupid purchases if you have to finance them... I don't see why people finance vehicles, why the phuck would you be stupid enough to pay interest on something that immediately loses value??? I'll always pay cash for any car that I get, and I'll always buy used.

I'd strongly encourage you to move out, but plan out your finances, and have wiggle room, as there are gonna be costs that you don't foresee the first time you're doing things on your own.

Out of curiosity, how much is a 1 bedroom apartment in a reasonably nice part of town where you are? I know housing costs vary widely across the world, so why not move to a place that has cheap housing?

I've looked around a bit and I found prices as low as 375 a month. I've also talked to my friends who have their own and most of them pay somethin glike 450 and they have pretty nice apartments. Luckily the cost of living isn't very high where I live

 

[joverby]

My credit is **** from being irresponsible / losing my job when I had a new car(like a dumb ass). A house would've been a much better investment. I thought about doing that too. Buying a Duplex or something and having someone else rent the other half while I live in one.

But that seems to be out of the question now. I'm just going to start spending less on stupid ****. Figure out an exact budget and move out, I think that's the only way I can do it successfully is just force myself.

 

[L B]

I'm big on staying at home and saving as much money as you can before starting your own family. I come from an Asian background, so it might be different for you. If your conviction is strong enough and you can muster the finances, do it.

No one is going to stop you. BUT keep in mind that if you don't have money, the outside world is a very unforgiving place. Stable employment and expense control are key to your success.

As for me, the extra savings of a grand is going towards my retirement fund each month. I don't waste it on anything.

 

[ProDJ26]

Coming from a living situation with 11+ people (Yes I'm dead serious I fvck with you not) I know 1st hand how difficult it can be especially when you cook something save for later and the whole house eats it up. Now I could go on and on about the negative but what purpose would that do?

First clean your room and I mean clean it good your going to feel way better once its clean and if anyone asks why ''Your bored'' thats the excuse. There are 1,000,000 ways to make money. You can go bottle hunting, sell things online, etc. You can move out but you should have a job. Can it be done without one? Yes but its extremely difficult without steady employment. Anytime you get money don't splurge save it. You get some money every once in a while we all do. The problem is we get excited and spend most of our money on dumb stuff. Remember

"When the PAIN of where your at exceeds the FEAR of where your going CHANGE occurs"

 

[Kerpal]

That's not really a good reason to move out. It's your parents' house so just do what they ask. It's definitely worth not having to pay rent. Think of it this way: Right now your parents are paying you whatever the equivalent of your rent would be, just to keep your room clean. That sounds like a sweet deal to me. I don't live with my mom but I wouldn't mind it, I'm never home these days anyway. Pretty much just come back to the apartment to sleep. Unfortunately living with your parents is considered "uncool", even though it seems like most young people who live on their own have their parents helping them pay rent anyway.

Anyway, living with roommates is great if you have good ones. Just make sure they're people you can trust, you don't want some idiot who trashes the place, bails on his part of the rent or breaks something in the apartment and costs you your security deposit. I've been living with the same 2 guys for the past 3 years and it's worked out really well.

And Fugly is totally right about buying a new car, never understood why anyone does that, it's retarded. In fact it doesn't make much sense to buy most things new these days, you can get used stuff that's just as good so much cheaper on sites like Craigslist.