My Plan Going Forward/Critiques?

[Tenacity]

Well, after a lot of deliberation I think I have come to some major life decisions. I wanted to see what some of you guys thought about these decisions. In a nutshell, the decisions are:

- Marriage: I will not enter a marriage contract ever at any point in my life. Not with an American woman, Foreign woman, not in the US nor in an international region.

- Children: I will not create children, not with an America woman, a Foreign woman, a Surrogate woman, not in the US nor in an international region.

- Buying Real Estate: I have already decided not to buy a house due the chance of being trapped in the case of the house, area, etc. going to hell. I will forever Rent in apartments that have efficient rent pricing with all of the bells and whistles included (fitness center, business center, pools, washer/dryer in unit, all utilities paid except cable and electric, low crime area, suburb area, etc). In my files I have a full breakdown analysis on this, I can post it in detail if you guys want to see my TOTAL cost/other breakdown.

- Career and Non Profit: I will continue to focus on my career in Commercial Finance and eventually open a Non Profit, obtain 501(c)3 status, and use that Non Profit to acquire donations (and make them) for tax incentives to help address community problems. When I die, besides a couple close friends, my money will go to my Non Profit and Charities. I'm also in the process of starting several self-published books. My career, non profit and other commercial activities is how I will LEAVE a mark on the world.

- Women: In regards to women, I believe I will continue to spin plates going forward until I drop dead (hopefully in my 80s). Right now, since working on myself and getting to a "good position" in 2010, I have had more dates and sex than ever before. Most of my gaming is done online through POF, Match, Facebook, etc., but I also do in-person gaming. Online works for me because it allows me to filter through the women and as mentioned, my target is black women, and they (if they find you attractive) have a pretty good response rate online v.s. that of white women. As a result, there's been four consistent types of women that I have been getting since 2010 that I believe will continue going forward:

* Type 1: Interest level is high, usually has no kids, finances are good, but the only drawback is that she's not "as attractive" as I would like. She's more of a 4 or a 4.5 out of a 10. She's not "ugly" per say, but she's not "hot" either. I usually don't have to do much to get the first sexual encounter here, just consistent telephone shyt, maybe like 1 date or meet up, and either she fvcks on the first night or at least on the second meet up.

* Type 2: Interest level is high, she's pretty "attractive" in that she's about a 6 or 6.5 out of 10. The drawback to here is that her finances are usually out of wack and/or she has either 1 kid or multiple kids. Again with these, I usually don't have to do much to get the first sexual encounter, just consistent telephone shyt, maybe like 1 date or meet up, and either she fvcks on the first night or at least on the second meet up.

* Type 3: Interest level is mild, her looks range from a 4.5 - 6.5, her finances might be in place or out of wack and she might have a kid or might not have one. So her drawback usually is that the interest level isn't as "high" as Type 1 and Type 2, but it's high enough to where she does the sexual stuff with me, etc., but I can just "feel" that she's not THAT into me. Again with these, I usually don't have to do much to get the first sexual encounter, just consistent telephone shyt, maybe like 1 date or meet up, and either she fvcks on the first night or at least on the second meet up.

* Type 4: Technically the same as Type 3 but looks are higher and getting sex is harder. Interest level is mild, her looks usually are 6.5 - 8, her finances might be in place or out of wack and she might have a kid or might not have one. Her interest level isn't as "high" as Type 1 and Type 2, and it's harder to get to the sexual encounter with these women. Usually I have to do something a little out of the ordinary to get there, like more dates, taking her shopping, paying a small bill here or there, etc., but it usually revolves around money. Once I do that a couple of time plus continue the dates, then she slowly starts to let me do the sexual stuff from the kissing, to the eating out, to the actual fvcking.

I was hoping I would find a girl that had the best of all four types of these women, basically Interest level being high, 6.5 plus in looks, no kids and finances good. I HAVE YET to find ANY WOMAN like this and I have been OUT HERE over the last 4.5 years meeting women online, in person, everywhere.....I ONLY get these four types of women. So I will assume that these are the cards I have to play with and I will make the most out of them.

These four types all have different positives to them. Type 1 has everything I want minus looks, Type 2 has everything I want minus something with their finances, Type 3 (while with mild interest) still fvcks me without a lot of bullshyt, and Type 4 (while with mild interest) is by far the HOTTEST women I can attract but I have to spend money wining and dining and doing bullshyt to get them, but shyt, they are still HOT.

That's my life gentlemen. I done a lot of research, ranting, etc., but from looking over these 4.5 years this is the plan going forward. I'm 31 now and planning to do the vasectomy procedure before 40. Not sure if it will be before 35, planning between the age of 36 - 40.

Note: My decision to not Marry was based more on MRA and other legal research on inefficient laws. My decision to not create children was due to the fact I CANNOT AND COULD NOT find the girl that I wanted with all of the qualities of the Four Types of Women I keep meeting. MGTOW had NOTHING to do with my decisions, I am MGTOW through circumstance, not an active choice. I never even KNEW I was MGTOW until I discovered the term and realized that's the person I had became.....even though MGTOWs go as far as to not being with women in total, I can never live my life without women. That's insane.

 

[bmp2cpm]

I would reconsider the real estate. Also at 31, I'm not sure i would be thinking about what happens upon death. You're young still, enjoy life. Watch out though....even the best plans can't account for a possible oneitis in your future. It can happen and all the planning in the world won't help.

 

[Desdinova]

- Children: I will not create children, not with an America woman, a Foreign woman, a Surrogate woman, not in the US nor in an international region.

I honestly believe that men like us SHOULD have children to help offset the ruin of our society. I completely understand the desire to avoid knocking up some bytch only to be taken to the cleaners.

Have you considered going the Michael Jackson route for your children (and no, that doesn't mean building a ranch and fvcking little boys). He used a surrogate mother for his children. I honestly think that this is the ideal route to go for any DJ wanting to reproduce without the repercussions of some bytch wanting child support payments.

 

[guru1000]

Tenacity, I’ve always have taken the position that I’m having at least one boy. I’m concluding a divorce now, and I’m childless.

I don’t think I’ll marry again, not because of the financial costs of a subsequent divorce; but simply that I live life by my rules, not the herd’s. And marriage, simply a social convention, means nothing. Love can exist in or out of marriage. And should I have kids while unmarried, if the mother pursues child support; so be it. My focus is in earning millions; I could give a f*ck about a few hundred thousand.

 

[Colossus]

I think that's a semi-reasonable list. I'd be interested to see your breakdown of why you wont buy real estate, since I am on the fence with the same.

Regarding no marriage, nothing wrong with that, you know my opinions there.

Regarding kids, I'd caution you against saying "never". That's tempting fate if you ask me. A vasectomy in your mid-late thirties seems reasonable.

I know nothing about your career so I cant comment there.

With women, I'd also caution you against letting your outlook be too categorical. I used to be the same way, because that's all my experience had taught me. But, sooner or later you will probably meet a woman who will blow your mind, and you'll naturally want to make her a bigger, more permanent part of your life. Don't think you have women all figured out at 31. Not that they are some great mystery, but things you never thought possible can actually happen, in ways you previously thought unthinkable. Spinning plates gets old bro.

 

[Married Buried]

I bought a house in 2003 and if I sell now I make a hundred grand profit. Buying a house is great.

 

[Tenacity]

Colossus

I think that's a semi-reasonable list. I'd be interested to see your breakdown of why you wont buy real estate, since I am on the fence with the same.

Okay, I'll break all this down, copied and pasted from my computer notes. This is pretty long but I wanted to break it all down:


- Right now, I'm staying in what's considered to be a "luxury" apartment which is one in the suburbs, low crime area, low cost of living area, good surround economy, with all of the bells/whistles including the major appliances, washer/dryer, fitness center, business center, large swimming pools, patio lakefront, a portion of utilities included in rent which means I only need to pay cable and electric. I am rarely at home and when I am, I'm on the Internet, so I don't even have a cable subscription, just wireless internet. Rent is $740 a month, with wireless internet and electric, it comes to a total of about $860 - $880 a month in total.


- To obtain the same level of quality in appearance in "property and area," I would need to purchase a House in the price range of at least $100,000 - $150,000 range. The property would more than likely come with 3 bedrooms and 1-2 bathrooms. This on top of investing at least $5,000 - $10,000 for the major appliances, and washer/dryer.


- This means that the monthly costs from renting the one bedroom apartment would increase at least 2 times (unit itself, interest, repairs, main., insurance, taxes and utilities) going from the one bedroom apartment to the 3 Bedroom House in terms of what is budgeted. The total cost would be about $1,720 - $1,800 a month for the 3 Bedroom House that would be budgeted within the same area or an equivalent cost of living area. The budgeted amount would not all be spent every month, but would be budgeted on the side for needed repairs and increases in insurance, taxes, utilities and maintenance as they come.

Issues with this though is that owning the house subjects me to risks such as "House Increases" and "Area Deterioration," both either increase the cost of the house or decrease the value of the equity invested in the house, both are beyond my control. Also I have risks in terms of "Trapping" which leads to potential "Lost of Opportunities".

 

[Tenacity]

- House Increases are unexpected and out of budget tax increases, utility cost increases, insurance cost increases, and repairs/maintenance costs that go beyond budget.

- Area Deterioration includes the lack of uptake of the other houses in the area, the economy and quality of the surrounding area/town goes to hell, and the quality of the neighbors/citizens of the area goes to hell. All of these listings affect the value of the property in terms of sustaining the value it had at purchase, appreciating in value or depreciating in value. For example, homeowners that bought homes in Flint, MI in 1984 with 30 year mortgages, are just about or recently within the last couple of years sent their final mortgage payment. But the area in Flint has deteriorated, which means the equity investment in the house lost value instead of bringing a rate of return.

Also buying could "Trap" me to the area and the house without the ability to move without suffering a potential significant financial loss in the process.

* I would be looking to move for reasons such as everything under either "House Increases" or "Area Deterioration", or for better opportunities such as if I moved across the country or outside of it, I could make more money. Or, if I run into a financial emergency or a bad year, job loss, etc. and I need to reduce my expenses, I can't do that with a set mortgage.

* Surely I could "lease the property," but that opens up a totally different can of worms in terms of tenants destroying the property. I could sue them and obtain a judgment, but the judgment means jack shyt if you can't collect on it. And Small Claims Court does NOT help you with the Collections procedure.

As a result of everything listed, I believe instead of investing in "Real Estate Equity" through shoving my liquid cash into a property and HOPING it increases in value, I would rather Rent at a cost that has high quality but is much lower in total costs as buying the House I would need to buy for quality. And take the difference in capital and invest in Businesses I own, CDs and Government Treasuries.

All of these allows me to control the investment principal and grow it. When I invest in businesses that I own, forget about some 12% return or 20% return, we are talking 300% - 1,000% returns. The best investment vehicle for me are businesses and offices I manage.

Plus, if my area goes to hell and if "certain types of people" move over here turning this from the suburbs to resembling the ghetto, I can easily PACK my bags and get the hell out of here. Total.....Freedom.

 

[Married Buried]

Okay, I'll break all this down, copied and pasted from my computer notes. This is pretty long but I wanted to break it all down:


- Right now, I'm staying in what's considered to be a "luxury" apartment which is one in the suburbs, low crime area, low cost of living area, good surround economy, with all of the bells/whistles including the major appliances, washer/dryer, fitness center, business center, large swimming pools, patio lakefront, a portion of utilities included in rent which means I only need to pay cable and electric. I am rarely at home and when I am, I'm on the Internet, so I don't even have a cable subscription, just wireless internet. Rent is $740 a month, with wireless internet and electric, it comes to a total of about $860 - $880 a month in total.


- To obtain the same level of quality in appearance in "property and area," I would need to purchase a House in the price range of at least $100,000 - $150,000 range. The property would more than likely come with 3 bedrooms and 1-2 bathrooms. This on top of investing at least $5,000 - $10,000 for the major appliances, and washer/dryer.


- This means that the monthly costs from renting the one bedroom apartment would increase at least 2 times (unit itself, interest, repairs, main., insurance, taxes and utilities) going from the one bedroom apartment to the 3 Bedroom House in terms of what is budgeted. The total cost would be about $1,720 - $1,800 a month for the 3 Bedroom House that would be budgeted within the same area or an equivalent cost of living area. The budgeted amount would not all be spent every month, but would be budgeted on the side for needed repairs and increases in insurance, taxes, utilities and maintenance as they come.

Issues with this though is that owning the house subjects me to risks such as "House Increases" and "Area Deterioration," both either increase the cost of the house or decrease the value of the equity invested in the house, both are beyond my control. Also I have risks in terms of "Trapping" which leads to potential "Lost of Opportunities".

Then why don't you buy an apartment? I am thinking of selling the house and buying an apartment. I don't need this big ass house. I have 3 bedrooms and I am a single guy living alone, and I am not even staying there I moved in with my father to take care of him.

For that big ass house I only pay 725 a month for the mortgage. It used to be 1300 a month then I got laid off, I took advantage of Obamas homeowners act and wrote a hardship letter and they reduced my interest to 3%.

How is that for some pimping? Most people are too dumb to even write the hardship letter and lower the interest and get their monthly payment cut in half.

I only owe 130,000 on it now I can sell for about 240,000. Only thing that keeps my from selling is that 3 percent interest, will never get that again.

 

[Tenacity]

Desdinova

Have you considered going the Michael Jackson route for your children (and no, that doesn't mean building a ranch and fvcking little boys). He used a surrogate mother for his children. I honestly think that this is the ideal route to go for any DJ wanting to reproduce without the repercussions of some bytch wanting child support payments.

Naw, if I'm going to go through the hassles of being a Father (which will be a hassle cause my Father was NOT there for me so it's all new to me), I would only do that for children that are biological. At the end of the day I will know those are my kids with my blood and genes going through them.

guru

Tenacity, I’ve always have taken the position that I’m having at least one boy. I’m concluding a divorce now, and I’m childless.

I don’t think I’ll marry again, not because of the financial costs of a subsequent divorce; but simply that I live life by my rules, not the herd’s. And marriage, simply a social convention, means nothing. Love can exist in or out of marriage. And should I have kids while unmarried, if the mother pursues child support; so be it. My focus is in earning millions; I could give a f*ck about a few hundred thousand.

I always said that marriage is a bad deal due to the regulations and laws. People fall in love and out of it today, very often, and the laws need to be updated to that. Just because people marry doesn't mean they will stay married or SHOULD remain married, if the marriage goes to hell. And sometimes, they go to hell. I don't think "love" has anything to do with marriage, the marriage contract itself is a relatively NEW concept in human history anyway.

The reason I won't do the children is because I haven't found the woman that I could do it with. The woman has to be over 6.5 because I won't do a LTR with a chick that's ugly to look at or won't keep herself up. She can't have kids already because I want to start my OWN legacy. She can't be financially stupid or broke, because that would mean the Family Court would put the burden of the majority of the child support split on ME because I make significantly more than she would working at Walmart making $20,000 a year.

bmp2cpm

Watch out though....even the best plans can't account for a possible oneitis in your future. It can happen and all the planning in the world won't help.

I'm under total control and I have a lot of discipline. There's no way I would EVER develop one-itis again lol. I have taken so many damn MGTOW red pills, there's no way I would EVER see woman as the "lovely, innocent, wonderful beings" I did in high school EVER AGAIN. I see them as they are......good companions to go out and enjoy life with. Someone to bring into my world and enjoy it with me. That's really about IT to be honest with you when it comes to women.

 

[Tenacity]

Married Buried

Then why don't you buy an apartment? I am thinking of selling the house and buying an apartment. I don't need this big ass house. I have 3 bedrooms and I am a single guy living alone, and I am not even staying there I moved in with my father to take care of him.....For that big ass house I only pay 725 a month for the mortgage. It used to be 1300 a month then I got laid off, I took advantage of Obamas homeowners act and wrote a hardship letter and they reduced my interest to 3%....I only owe 130,000 on it now I can sell for about 240,000. Only thing that keeps my from selling is that 3 percent interest, will never get that again.

Well, you listed some of the risks I pointed out.

- For one, you got laid off, so that means that you needed to do an expense reduction and you couldn't technically. The Obama thing helps on the interest I'm sure, but you might be in a financial position where it would make "sense" to rent rather than own. Especially seeing as though it's only YOU.

- Then, you needed to move to another area (take care of your Father) which means if you were renting you could be saving money by not having to pay for a property you aren't fully utilizing.

What's your total monthly costs though? Besides just the mortgage? I'm talking the costs of repairs, main., insurance, taxes and utilities?

I wouldn't buy an apartment nor condo, as everything I listed with the house purchase applies to those purchases as well. I believe that instead of investing in "Real Estate Equity" I can invest that equity in other ways, make more money on the returns, protect the principal, and maintain my FREEDOM to move, scale down, or whatever if needed.

 

[Married Buried]

Well, you listed some of the risks I pointed out.

- For one, you got laid off, so that means that you needed to do an expense reduction and you couldn't technically. The Obama thing helps on the interest I'm sure, but you might be in a financial position where it would make "sense" to rent rather than own. Especially seeing as though it's only YOU.

- Then, you needed to move to another area (take care of your Father) which means if you were renting you could be saving money by not having to pay for a property you aren't fully utilizing.

What's your total monthly costs though? Besides just the mortgage? I'm talking the costs of repairs, main., insurance, taxes and utilities?

I wouldn't buy an apartment nor condo, as everything I listed with the house purchase applies to those purchases as well. I believe that instead of investing in "Real Estate Equity" I can invest that equity in other ways, make more money on the returns, protect the principal, and maintain my FREEDOM to move, scale down, or whatever if needed.

Man, I don't know.. I go to a damned job everyday and bring in my 50 k a year.. I lure hot chics to my house and bang them, so it works out for me. I make due with what I have. My father lives 5 minutes from me so I am not leaving the area for that.

 

[ZTIME]

Deep for 31 sir!

I semi agree with the real estate stuff, although there's always good and bad times to invest. Generally speaking, if you're renting any condo or apartment, your usually renting from a single owner or group of owners who are collecting the principal reduction, taxes, cam, association fees,and utilities from you. The amenities of any development would have been put into place with the principal
expense.

Renting does give you the freedom to move and adjust your lifestyle as needed, but many leases nowadays keep you locked for at least a year.

I always looked at my real estate buying as a " lease program" or "investment option" which keeps you locked in a bit longer but doesn't hold you hostage. Bought my first house @ 29. 1600sq feet, 3 bed rooms, 2 bath, small pool, 2 car garage. $156,000. Lived in it for 2.5 years put it on the market and sold for $216,000. This is when the market was good.

We're trending all across the U.S. Toward this type of market again. In Florida especially! Florida is never going to stop producing sunshine and people are not going to stop retiring, so I'm in a good spot.

Point is, that right now with the right amount of research, all indicators are pointing to a good 10 year run for real estate investing. If it's not your cup of tea...it's not. Just putting it out there.

As for the self published books....put them out there, I'll read them. And the humanitarian/ help the community advancement in your life will pay off dividends. Financially, socially, spiritually, and more. We do a lot here locally in our area and it makes us feel great.

I won't comment on the women stuff....it's not my bag right now, but you already knew that.

Keep on trucking sir! 80.....leaves you with a long way to go!

On a side note, I work with a lot of commercial finance corporations.....that business is as solid as ever!

Thanks for the time on your thread.

 

[Tenacity]

ZTIME,

Thanks man! Yes, I fixed my eating structure and I workout good, I been basically eliminating all stress points in my life....I want to stick around until around 85 give or take while still being in somewhat good condition. I would expect that by 80 I will start to be "slow as hell" but with the way people take care of themselves today, I see 55 year old men who LOOK like they are 80!

All of the processed food, fast food, lack of working out, all of the stress (from women, divorces, and entitled kids) all WEAR down on a man. Well I have eliminated that bullshyt and I'm a MGHOW. I want to get the best out of this life, leave a mark, leave a legacy, and then go onto to whatever is waiting me on the other side....no matter if it's gates in a cloud, darkness or just pure non-existence.

 

[ZTIME]

Lenders and brokers ALWAYS think it's a great time to invest. LOL. Because their livelihood depends on it.

Even in 2009, lenders were encouraging people to take out mortgages. "Recovery" is always just around the corner, they say. Just like the knucklehead president who, in the days and weeks following 9-11, said that Americans would boost the economy via shopping.

I live in FLA too and I can tell you that home values are nowhere near pre-2006. And they won't ever reach those values again, in my mind. I rent a nice condo, and I can tell you for a fact that the guy who mortgages the property was very motivated to negotiate with me. And he's even more anxious to sell it to me (which I refuse to do). He would take about a $50,000 loss if I mortgaged the property at the price that he's offered. He paid more for the condo in 2005 (when it was brand new) than it's worth today. A LOT more.

I totally agree with your points, as they are all valid. if your using "pre-2006" home values, then no property would be worth what it was then.

I'll give you 2 quick examples.

1. the house I currently own was purchased in 2002. I bought it as a model home from the builder of the development at a great deal. I watched the value sky rocket (which is when I should have sold it), and then plummet during the recession (never below the purchase price). In today's market I'd still gain $150'000 if I sold it.

2. In 2006 we started construction of our new business facility. 30'000 sq. feet. $4.2m. Gulp!!!! This property in todays market is worth $500'000 less then payoff if sold today.

So yes there can be great risk in real-estate. The point is, that there is a "bottom" to the market, which has already been reached. Will home values reach 2006 levels? probably not. But you shouldn't be buying at those prices right now anyway.

Just an observation. With the right amount of research and business savvy, there are some truly great deals out there. I'm not advocating the risk. I'm saying there are opportunities out there.

 

[Desdinova]

Real estate is only good if you buy at the correct time. The market here has constantly seen an increase in the value of my home which I bought in 2004 when the value of homes was beginning to go up. It's starting to plateau right now, and I could probably make between $50-$100k if I were to sell today.

But I'm not selling. I like my home.

 

[ZTIME]

Your two points reenforce the concept in my mind that there's no rhyme or reason when it comes to investing. I'm not sure what part of Florida you're in. South FLA properties are likely to be appraised higher than in Tampa Bay. But I know of very few properties ANYWHERE in the US that yield a significantly higher appraisal than they did prior to 2006. Any value that has been gained has likely taken several years' worth of payments by the mortgagee.

I'd rather have the consistency of an annuity. Anything that beats inflation and yields a consistent return. I'm perfectly happy with a 5-10% rate of annual return. I also have an inflation rider attached to all of my annuities. I won't get rich, but I won't ever lose money, either. The risks involved with real estate just aren't worth it to me. There's enough to concern myself with. The country could go to hell in handbasket when the next terrorist attack happens (WHEN not IF). If this happened today, you'd likely lose a lot of money. Because real estate is NOT liquid.

Nothing is 100% guaranteed liquid, but I've got enough stashed away in my local credit union for a year, just in case I lose my job, or break my leg, or, more realistically, the market tanks again.

On top of that, the risks involved with maintaining a property is not worth it to me. Everything from flipping a property to making sure the tenants don't lose their job...it's a risk and it's just not worth it to me.

If I had, say, two million disposal dollars to gamble, then yes, I would invest more in real estate and the market. I don't though, so I stay out.

South Florida. Great location. I'm not advocating that real-estate is for everyone. Just stating there are a few "good" opportunities out there.

Take Tampa for instance. The "New Tampa" area off of Bruce B Downs has a lot of nice homes that lot's of people took huge losses on. But through short sales and bankruptcies, lots of these homes and condos could be bought for a song.

And yes, you are correct. One terrorist attack and we're all in trouble. But that also applies to the stock market, and many other investment centers including real-estate.

 

[Tenacity]

Espi

I'm more interested in being in control of my own destiny....And also notice that the common denominator of marriage and homes is COMMITMENT (enslavement). ....I'd rather not invest my time and money to a bank or a woman. The price is steep. I'd rather have my freedom to be where I want, when I want, with whom I want.

Preach on brother. You see, this is what it comes down to, "commitment". Society (banks, women, the government, etc.) expect YOU as a man to remain steadfast and committed, despite the fact that all hell might be breaking loose around you. As a "real man," you are supposed to weather whatever the storms are and stand there and take it as a MAN.

But does this same requirement of commitment come on the banks, women and the government in general in favor of us "Men"? Of course not, they don't weather ANY storms and aren't required to. Matter of fact, most of the time the moment it even starts to drizzle a little "rain" they want the hell OUT.

- You think you own your home? Miss your property tax payments and you will see who really owns the house. See if they are willing to work with you and be "committed" to helping you. If you miss those payments long enough your "free and clear" house is taken away from you.

- You think your "the one" and your "soulmate" of a woman will never leave you nor forsake you? Lose your job, become "too nice," become "too boring," become (anything just insert it here) that your "soulmate" no longer finds entertaining and watch doesn't she initiate a divorce. See if society shames her for not being "committed" to you. But of course, you must remain committed to her while she gets FAT and SHAVES all her hair off, walking around the house looking like King Kong Bundy at Wrestlemania 2 or some shyt.

Society all wants YOU as a man to march to the beat of their own drum, but men like me are waking up to the fact that we just don't HAVE to do anything we don't want to do. We can be happy based on our own definitions and lead our own lives.

I don't want to lock myself into a real estate property, throwing liquid equity into it when I would have had a GREATER return putting it into my other investments that I can directly control. I have no control over my house appreciating because if the area goes to hell, so does my property value.

I don't want to be locked into legal submission with a woman, fvck all that "I'm the Man of the House bullshyt," you are a slave within your OWN house. At anytime that woman can fvck you up, take your kids, and program your kids to hate you for the rest of your life. The risks are not worth the supposed "reward," which other than leaving a pseudo Legacy, I have no freaking CLUE what the other rewards are.

I hope my life inspires a movement, when it becomes not just Tenacity doing it, but 75 million other men doing it.....then serious changes would be made to not just the Court System and the laws, but I bet you that women will get their fvcking ACT together in terms of quality as well. But as long as you keep OPTING IN to the bullshyt....there's no inspiration for change.

 

[sodbuster]

Unfortunately, there are risks in annuities.... Not BIG, but the risk of the insurance company failing IS always there....

There was a man who walked into an investment banker's office and said " I want to retire and die with the same amount of money I have now" the banker pulled a pistol out of his desk drawer and said " shoot yourself now, life is risk of one type or another"

 

[Heisenberg]

You want to be spinning plates into your 80's...

Not sure what quality you are going to be spinning, as a man in his 40s/50s/60s/70s/80s who has never married and never owned property is going to be a red flag for most women.

Here's what I would honestly do, OP. Take your list and bring it to older men in your life whom you admire. See what they think. Bringing it here - you know it's mostly going to be guys who agree with that line of thinking. There are older guys on here telling you how far ahead you are for 31... but let's face it, deep down, you do not want to be one of the older guys posting on a site like this. Your friends will have houses, spouses, kids, grandkids... and right now it may seem like those family men are all suckers and you're glad you won't be one of them, but you are setting yourself up for loneliness.

Make no mistake about it, many of the older guys on here are lonely. They may have moved past those feelings and just accept their life at this point, and have even convinced themselves that they prefer it, but being the perpetual bachelor was not their first choice.

Maybe this is truly what you want, OP. But I urge you again to run this by people in your real life for two reasons:

1) The fact that you need to run this by anybody means you're unsure about it. If you were really this rogue, lone wolf who is going to bang chicks til the day he dies, you wouldn't need anybody's opinion.

2) Maybe you really do just want to be single forever and marriage doesn't interest you. People are like that and that's great if that's what they believe at their core. But when I read the way you described your real estate decision (not wanting to get "trapped") and couple that with point #1... I think it's fair to question whether you may just have commitment issues?

I hope that you go for what you want, OP. If it's never being tied down to women or real estate, go for it. If it's being married with the white picket fence, go for it. What I don't want is for you to justify living a certain life to yourself because that's all you think you can have or because you think it is the safest route - and that committing to property or marriage carries too much risk that you'd get burned.

Don't play scared. Good luck, my friend. I mean it!