how do you skirt the line between beta bux and being cheap/stingy/Scrouge McDuck?

[R.U.G.]

It takes a lifetime to get there. Go through cops and Judges. Before a TV actor comes out and tries to make you like an addict... Haha.

One good break-up or divorce will get you there pretty fast. The only way to get a thicker skin and a stiffer upper lip is through experience.