Trendsetter
Don Juan
- Joined
- Sep 5, 2007
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- 87
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So I got fired by a bank as a licensed banker for making an honest mistake and also for having a loser as a friend.
About two weeks ago on a saturday, I had a short amount of cash in my bank account and needed $100 to get through the weekend. I called a friend and asked him if I could cash a check on his account knowing my account would have the money to cover the check early the following week. We cash the check, I have $100 cash on me for the weekend and on Monday I realize that the check is going to bounce. Being the good friend that I am, I notified my friend, told him that I was going to deposit $100 cash in his account to cover the bad check and also give him $20 for helping me out and for the very minor inconvenience (not really an inconvenience since it evened out his account and I got hit with the return item fee)
So I tell him I'll meet him on my lunch break to give him the dough, I was running late so I asked him if I could just deposit it in his account. He told me 'ok' and I told him, DO NOT SPEND THE CASH, because he would overdraw his account and the $100 was for the check. He's a dumbass though and he ended up spending the money in a day before the check even cleared. I assumed he was going to spend it and wanted to monitor his account to know when to deposit it but I didn't want to know his personal business so I didn't monitor his account. You also are not supposed to view friends accounts without their approval I assumed, I later learned you aren't supposed to look at them period.
Long story short, this 'friend' starts hitting me up saying I made his account negative with the bad check, I told him, I deposited money to cover the check and told him that he made it negative by spending the money. He agreed that it was his fault but was still blaming me for the error. So, being a good friend, I agreed to work with him to fix the problem. I asked him, how much did he spend and how much were OD fees. He had about 160 in OD fees and spent $104. I told him, to call customer service, and they'd reverse two of the fees and I would meet him halfway on the rest. He was still upset that his acct was negative $200 but I told him since he overdrew his account, the bank won't reverse the rest.
I was on vacation the following week and unbeknownst to me, he went into my branch and blamed me for writing a bad check and overdrawing his account. Keep in mind he went to a branch beside his apt, got two fees reversed then drove clear across town to my branch. He said he wanted me in jail, fired, and was gonna call the cops. He also said he never authorized me to deposit money in his account. This was all an act to get some silly fees reversed. My manager reported this to human resources
Well the next week I go into the branch, I hear that I have to talk to operation securities because of this. I call the friend and asked him wtf was he thinking and why didn't he tell me this, he was still blaming me and said he was pissed. I told him, he needs to call securities and tell them what REALLY happened or I'd get fired. He took back his story but it was already too late.
I ended up interviewing with securities, they asked me if I accessed a friends account for nonbusiness purposes. I told them, I only accessed his acct to get his acct number to deposit the cash.
I ended up being fired for breaking a code of conduct policy. I accessed his account with his permission on my lunch break only to deposit money. Apparently I was supposed to give it so someone else to do.
The only reason they knew was because the loser caused a scene over some stupid fees. So I'm unfairly out of a job looking for work and looking to see if I have a wrongful termination case against the company. Any advice?
About two weeks ago on a saturday, I had a short amount of cash in my bank account and needed $100 to get through the weekend. I called a friend and asked him if I could cash a check on his account knowing my account would have the money to cover the check early the following week. We cash the check, I have $100 cash on me for the weekend and on Monday I realize that the check is going to bounce. Being the good friend that I am, I notified my friend, told him that I was going to deposit $100 cash in his account to cover the bad check and also give him $20 for helping me out and for the very minor inconvenience (not really an inconvenience since it evened out his account and I got hit with the return item fee)
So I tell him I'll meet him on my lunch break to give him the dough, I was running late so I asked him if I could just deposit it in his account. He told me 'ok' and I told him, DO NOT SPEND THE CASH, because he would overdraw his account and the $100 was for the check. He's a dumbass though and he ended up spending the money in a day before the check even cleared. I assumed he was going to spend it and wanted to monitor his account to know when to deposit it but I didn't want to know his personal business so I didn't monitor his account. You also are not supposed to view friends accounts without their approval I assumed, I later learned you aren't supposed to look at them period.
Long story short, this 'friend' starts hitting me up saying I made his account negative with the bad check, I told him, I deposited money to cover the check and told him that he made it negative by spending the money. He agreed that it was his fault but was still blaming me for the error. So, being a good friend, I agreed to work with him to fix the problem. I asked him, how much did he spend and how much were OD fees. He had about 160 in OD fees and spent $104. I told him, to call customer service, and they'd reverse two of the fees and I would meet him halfway on the rest. He was still upset that his acct was negative $200 but I told him since he overdrew his account, the bank won't reverse the rest.
I was on vacation the following week and unbeknownst to me, he went into my branch and blamed me for writing a bad check and overdrawing his account. Keep in mind he went to a branch beside his apt, got two fees reversed then drove clear across town to my branch. He said he wanted me in jail, fired, and was gonna call the cops. He also said he never authorized me to deposit money in his account. This was all an act to get some silly fees reversed. My manager reported this to human resources
Well the next week I go into the branch, I hear that I have to talk to operation securities because of this. I call the friend and asked him wtf was he thinking and why didn't he tell me this, he was still blaming me and said he was pissed. I told him, he needs to call securities and tell them what REALLY happened or I'd get fired. He took back his story but it was already too late.
I ended up interviewing with securities, they asked me if I accessed a friends account for nonbusiness purposes. I told them, I only accessed his acct to get his acct number to deposit the cash.
I ended up being fired for breaking a code of conduct policy. I accessed his account with his permission on my lunch break only to deposit money. Apparently I was supposed to give it so someone else to do.
The only reason they knew was because the loser caused a scene over some stupid fees. So I'm unfairly out of a job looking for work and looking to see if I have a wrongful termination case against the company. Any advice?
