Happens all the time. You are just not super duper Chad handsome so you never experienced it ( no offense brother). I am average looking and it's happened to me with below average/average girls ( i went to their house).How young are we talking? I find it difficult to believe that women would accept an invitation to some guy's home after only interacting on a swipe app. I could see that happening with a good cold approach, but even that's a stretch.
I hung out with legit male model caliber dudes in my 20s. Girls would come over and smash just from a dating app. These were attractive girls too.
When I tell guys that women are sluttier than we think they don't believe me. This is because if you were a true Chad or Tyrone you would not be on this site. Sosauve self selects for a lot of men that never experienced this level of debauchery.