Average money saved up for the Average 21 year old?

[warrior1]

Does anyone have a good estimate of how much money a normal 21 year old have about assuming he doesn't work yet?

I heard people say the average 21 year olds net worth is negative because of all the loans he has to pay back.

 

[Docs]

It's negative. The average 21 year old isn't smart or knowledge enough to know how to save.

 

[Giovanni Casanova]

The average 21 year old that doesn't work yet is most likely in college, which means that they likely have a negative net worth due to college loans, credit cards, etc.

If a 21-year-old doesn't work yet and is not going to college, then they are most likely a lazy bum and their savings account will reflect that.