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  1. J

    Probably a dead horse but how young should one be to start getting on a skincare routine?

    Which brand do you use? Funny enough, one of my best friends owns one of biggest brands that make it.
  2. J

    Envy

    You seem a like a good guy but going to be blunt. If I ever talked like this I would hope one of my friends slap the crap out of me, and I would do the same. I'm assuming you are 30+ and a grown man. Why are you still thinking about what your parents did or didn't do for you? You are not a...
  3. J

    Envy

    Money just magnifies the type of person you already are, good and bad. Ex, A dbag becomes a bigger dbag. A generous person becomes more generous. Can be hard coming to terms with that with your parents, I got a pretty dysfunctional family too lol
  4. J

    Envy

    The people you are looking at and comparing probably aren't living as carefree, happy and easy as you perceive them to be. You only really see the side they are presenting to the world. On the other side you seem to be doing vastly better than the majority of people out there. Not sure why...
  5. J

    Anybody found a good way to become wealthy working for yourself?

    A service business for a something people need is probably one of the safest low risk ways to go and does not require a lot of capital to get started. This is essentially what I did. Not going to have the same upside as something tech or product related since typically you are constrained by...
  6. J

    Do you think 5.5% guaranteed interest per year on a CD from a bank is a good deal?

    USD? can't be. If another currency you have to factor in inflation rate as well
  7. J

    Do you think 5.5% guaranteed interest per year on a CD from a bank is a good deal?

    Getting 5.5% on cash is good right now considering it is essentially no risk and is immediately liquid or close to it. Would just look for shortest period that needs to be locked up for, if any at all. Several avenues that include savings accounts, t bills, money market and cd's. Depending what...
  8. J

    If you inherited 1 million what would you do?

    Agree, most people are not going to have access to the better plays because they are not accredited investors and do not have the network and connections that put them in the right rooms. If you are not an expert in a specific field or area, stick to lower risk more diversified plays
  9. J

    What stocks do you guys own?

    Honest opinion, Coinbase is not a good bet. Their business model is not sustainable and heavily relies on the income generated by selling poop coins(aka unregistered securities). This model only works during bull markets, most likely will not exist to the the same extent in the future, as a...
  10. J

    Anybody found a good way to become wealthy working for yourself?

    You are absolutely right. Social media finance influencers have a created a state of mass delusion where people think they can get rich overnight by offering nothing of tangible value over the long term. "Crypto" and social media has ruined the work ethic of a large percentage of the younger...
  11. J

    Does sweating and exercise detox the body?

    Fastest way to get over a hangover for myself at least, pound water and sit in the sauna
  12. J

    How is it that some people have such a grandiose/certain view of their future?

    It is around 80%. In business, the majority of guys I see really kill it come from fairly typical middle class backgrounds. Raised in a relatively functional environment where they develop normal social skills but also have that drive to achieve more and are willing to work for it. A lot of kids...
  13. J

    I just want to get money and laid

    There is no cheat code to do this easily. A lot of it depends how much money you need, what skills you have and your work ethic/discipline
  14. J

    How is it that some people have such a grandiose/certain view of their future?

    Some are just born with that hustle and ambition in them. Many times its the class and peer group you are around growing up and what seems normal/possible. What I see a lot of is, guys in the middle class with some sort of trauma, family dysfunction on self worth issues early. This is what...
  15. J

    Risk

    Correct me if I am wrong, but i believe there are very few mines directly for silver and it is usually mined as a secondary to another metal being mined.
  16. J

    Risk

    I imagine silver is used a lot more in products though. I have both
  17. J

    Risk

    Maybe I am way off on this, but remember you saying a while back your wife constantly puts you down and tells you that you aren't achieving enough. From short relationships I have had like this in the past, it starts to chip away at your confidence and belief in yourself. It can really mess with...
  18. J

    Anybody found a good way to become wealthy working for yourself?

    Consistent effort, delayed gratification and making many small good decisions over an extended period of time
  19. J

    Where are the bitcoin lovers now?

    This is the correct way to approach this, you will outperform probably 95%+ over other people in crypto. Would just suggest, if your alts pump take a good percentage off the table. You usually only get 1 to 2 big pumps in a cycle(around 4yrs), then following cycle they either become totally...
  20. J

    It's OVER for InvestorCels

    Agree, anything that had major price increases tied to cheap debt will potentially have a tough time. To what extent and what time frame is the question. Forget where I saw the chart but S&P growth basically mirrored the increase in the money supply past few decades. Being able to get a risk...
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