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Do whatever works for you to pay that **** off. There is more than one way to skin a cat!

Dave Ramsey is correct on this one. The two components missed on this strategy are risk and psychology. We know what the math says. There’s risk of investments not panning out, risk of emergencies, unexpected expenses, anything. Psychology here is also important. Paying off small debts is...

If this is someone you want to marry or date seriously, definitely should know and be able to tolerate her politics. If the woman in question is just a short term fling, simply ignore and avoid the topic altogether.

I have a plug in hybrid. I charge every night at home. If I’m away from home and the battery runs out, the gas engine turns on and it drives like a conventional hybrid. Think of it as a Tesla in town and a Prius on road trips.

Interest rates are higher on used cars. I think the issue in America is more that people buy too much vehicle, thus investing way too much for their driving habits. I bought my current car new 6 years ago and frankly made out like a bandit because it is an EV plug-in hybrid and I drive a lot...

For the most part yes. However, the conversation is more nuanced than that. A cars “value” is not the resale value; it is the total overall cost of driving that vehicle X miles.

Good on you for getting it done. Thank you for sharing.

One philosophy I’ve heard is to spend it all before long term care so that the government foots the bill.

How is it a red flag if it was her idea? Phone number is not required. The phone number is to set the date. I set up probably 200 first dates without giving a girl my number first. I don’t know why you guys are conditioned to think phone numbers are more important than getting an actual date.

Not a red flag. Green flag. She wants to meet at the beach. Make the date. You can get her number in person. No need to make things this complicated. The phone is for setting dates. She’s setting the date here. Thus, you can skip the cat and mouse BS on the phone. Since COVID-19 they...

No.

You weren’t political and neither was my response to the other poster. Facts are not political. Thus, facts about the current US economy are not political. I take your point regarding the OP and I mostly agree with it. I think the issue with the west is what has helped western economies-...

Damn right. That and households with multiple vehicles that don’t even need them.

$1,000 / month?! Hahaha stay away from the east coast then. 1 Bedrooms are more like $2,200+ minimum. “Luxury” starts at $3,000 / month. $100K / year is more than alright. People are just terrible with money habits.

Yawn. The USA is at full employment, wages are rising, stock market and real estate prices are surging, and inflation is at 3%. The sky is falling.

Been hearing this talk about economic collapse since 2009. Hasn’t happened yet…

It’s not, really. More like yesterday’s news.

We can walk and chew gum at the same time.

Nah, kids know the difference. No way around it.

Marriage is for the best interest of the children. There are some modest other perks.