So we are talking like newbies in this subject. ( I'm sure that guru and glassguy can nail it ). But when I had these opportunities, and I was I had the 4-C's during that time ( Car, Clothes, Crib, Convo ). I had nice stuff, a nice career and I was on the scene. It was no big deal to have these things. But I could've done better knowing what I know now. I'm not in that realm, today, still working back in after a blow out divorce, but I assume that those types will not consider you without at least the 4-C's and some popularity in some social scene.