What car insurance do you recommend?

leoncour

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I am a 25 year old single male and I noticed that car insurance rates are exceptionally high for someone in my demographic. And I want to buy a new car. Anyone have any suggestions as to which insurance company I should get my insurance from? And what kind of insurance? Thanks a lot!
 

Bible_Belt

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The problem with insuring a new car is that you don't own it - the lienholder does, and they dictate that you must have full-coverage insurance. Often, the only option to reduce premium is to raise the deductible. Some policies allow for a $1000-$1500 deductible.
 

Skel

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Yes, what bible said. Basically you need full collison not coverage but its close to the same thing. If you are financing the car then chances are you insurance is expensive. As bible also pointed out you can raise your deductable to get your rates cheaper but if you are ever in an accident caused by you or even partially by you then you are going to be paying that deductible.

Try geico, and met life as well.
 

leoncour

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How about esurance? Thier policies seem to be consistantly the lowest.
 

al77

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Originally posted by leoncour
I am a 25 year old single male and I noticed that car insurance rates are exceptionally high for someone in my demographic.
I am assuming you want a cheap insurance.
I did some reserach and found that Horacemann.com was the cheapest for me.
 
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