Ok, if you want to get rid of the belly, you've got to go through this list and find the simple carbs, and basically eliminate them. [my comments in brackets]
Breakfast: Cheerios, wheaties, Honey bunches of oats. [all of these are loaded with carbs, but at least the first two have some fiber. try oatmeal instead, with a minimum of sweetner]
Poptarts [gotta go]
Granola Bars [ditto]
PB/J Sandwich [lose the jelly, eat only on 100% whole wheat]
Toast (whole wheat only)
2% Milk (switch to skim or eliminate)
Lunch/Dinner (Usually only end up eating 1 big meal a day and a lot of the time we eat what would be called dinner at 2 do to family scheduling.)
[Gotta eat all day long -- 6 meals if you can find the time, though by meals i mean something smaller than anything you call a meal now.]
Hamburgers [lose the bun]
French Fries [lose these entirely]
Potatoes [ditto]
Chips [double ditto]
Kielbasa [i love these, and they don't hurt leaning out, but all bacon & sausage are full of stuff that's bad for the heart, and I don't mean sat. fat]
Pork chops [now we're talking]
Sandwich consisting of usually ham and swiss cheese. [again, whole wheat bread, overdo the meat & avoid anything else]
Chili [now we're really talking -- esp. if it's full of beans]
Spaghetti [the pasta will be a carb overload]
I drink a lot of tea. [convince your food buyer to get some green tea. it has a mild but measurable metabolism-boosting effect]
I don't really have money so I cannot buy what I want to eat I am stuck with the meals given to me. [if you can't convince the food buyer in your family that you need healthier food choices, then you're screwed.]
Salad is always available. [good. but watch the dressing & toppings -- it adds up quick]
Maybe eat less at meals [this will fail, i guarantee it, unless you also eat more often]
Cut out fast food [plow the money you save there into anything else]
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Need to add the following things (at minimum!):
straight up meat along the lines of pork chops: chicken, ground beef, fish, etc. the fat & protein together satisfy like nothing else
veggies. lots of veggies, esp. stuff like green beans. can't go wrong with these. the more fibrous the better, but even corn & carrots are better than potatoes & their derivatives.
whole fruit. keep it fibrous -- apples, not bananas. forget fruit juice, and forget fruit from a can or otherwise processed.
stop eating carb sources (including whole grain stuff & all fruit) within a few hours of bedtime.
try to get a hold of a multivitamin every day.
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there are lots of other details i could go into but this is a start. if you want to do some other form of exercise later in the day, you can probably maintain or add just a bit of muscle by lifting 2-3 times a week for an hour or so. search around this forum for tips on that. this will help keep your metabolism up.