If U were a loan officer, would U give a lower interest rate to an attractive woman?

MatureDJ

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Evidently, attractive women get lower interest rates.

http://www0.gsb.columbia.edu/faculty/eravina/beauty_race2.pdf (PDF warning)

Of course this phenomenon could be extended to being a cop and giving out tickets, or being a boss and hiring a secretary (or an assistant shoe salesman like Al Bundy. ;))

Do you think that the reason attractive women get a better deal is genuinely because that woman is considered to be worthy (i.e., attractive women are more likely to be of good character, better employee, less likely to be a lawbreaker, etc.)? Or is it because the man is hoping - ever so remotely - that he would be increasing his chances of landing her, or at least getting an attractive woman to feel positive about him (something that would be appealing to a man who would have no access to attractive woman) - or something along these lines?
 
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Warrior74

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If I were a loan officer, no.

But since that is the trend, if I ever need a huge loan, I'll hire some hot financial hotshot to go get it for my company! ;)
 

piranha45

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All other factors being equal, slim waitresses get bigger tips from me than fat waitresses. A large part of it is related to subconscious sexual desire, but I also just have a rational grudge against fat chicks.
 

ketostix

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Women and especially attractive women are given preferential treatment in every way imaginable. I think it's mostly because people "like" them better and if a person likes you they will bend over backwards for you. And if they don 't like you they will stonewall you. Women are strongly this way, as they're about as cooperative as they are attracted to a man. The exception is a woman may be jealous of another attractive woman and she may try to spite her. But I would say that women generally offer favoritism to other women.
 

edger

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I don't give a flying f*ck how hot a woman is, she's not getting any better treatment from me, than what I gave the ugly girl a day prior . This is AFCism at its worst. "Oooh, she's hot, let me hook her up and maybe this could go somewhere." And 99% of the time it gets the fool nowhere, much to his surprise. Keep dreaming. This is why attractive women are the way they are(entitlement attitude), because they're constantly being catered to. And the men who cater to them desperately need to grow a pair.
 

It doesn't matter how good-looking you are, how romantic you are, how funny you are... or anything else. If she doesn't have something INVESTED in you and the relationship, preferably quite a LOT invested, she'll dump you, without even the slightest hesitation, as soon as someone a little more "interesting" comes along.

Quote taken from The SoSuave Guide to Women and Dating, which you can read for FREE.

Duffdog

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edger said:
I don't give a flying f*ck how hot a woman is, she's not getting any better treatment from me, than what I gave the ugly girl a day prior . This is AFCism at its worst. "Oooh, she's hot, let me hook her up and maybe this could go somewhere." And 99% of the time it gets the fool nowhere, much to his surprise. Keep dreaming. This is why attractive women are the way they are(entitlement attitude), because they're constantly being catered to. And the men who cater to them desperately need to grow a pair.

I hired a hot girl to be my "marketing manager" for my production company. I knew that most of the promoters are guys trying to get laid, so guess which production company got hired to do events most of the time... You are right in one respect, every promoter asked her out on a date, or at the very least took her for dinner in hopes that he could score. It was even better when all the male union stagehands found out that I made her my crew chief. Guess which stage got set up fastest...

As DJ's, we should be using AFC's to our advantage by setting the traps. Not falling for the trap that the girls set.
 

Trader

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Duffdog said:
I hired a hot girl to be my "marketing manager" for my production company. I knew that most of the promoters are guys trying to get laid, so guess which production company got hired to do events most of the time... You are right in one respect, every promoter asked her out on a date, or at the very least took her for dinner in hopes that he could score. It was even better when all the male union stagehands found out that I made her my crew chief. Guess which stage got set up fastest...

As DJ's, we should be using AFC's to our advantage by setting the traps. Not falling for the trap that the girls set.
Haha that was rich - those promoters could not think with their brain - only with their d1ck - they deserve to be *played* by you.

A personal favorite saying of mine: 'You must always be stronger than any girl's beauty.'

I've been out with girls in a mixed group setting, and the cute girls get special favors from other guys in the group and EVERY time that happens, the cutie does not respect the guy. Why would she? To *give in* to a girl's beauty is a sign of weakness.
 

Warrior74

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Duffdog said:
I hired a hot girl to be my "marketing manager" for my production company. I knew that most of the promoters are guys trying to get laid, so guess which production company got hired to do events most of the time... You are right in one respect, every promoter asked her out on a date, or at the very least took her for dinner in hopes that he could score. It was even better when all the male union stagehands found out that I made her my crew chief. Guess which stage got set up fastest...

As DJ's, we should be using AFC's to our advantage by setting the traps. Not falling for the trap that the girls set.

AMEN! That's using your pimp brain right there.
 

Colossus

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Anyone ever seen a pharm rep? I think every single pharmaceutical rep I have seen is quite attractive...like head-turning attractive. They know this, and the companies who hire them use this appropriately. A busy male doctor is much more likey to respond favorably to a sexy HB 9 in a business skirt than some balding 45 year-old doof.

It is worth noting that attractive MEN are more likely to get the better end of a deal when it comes to sales and interviewing. This has been proven, but they dont quite get the same treatment as a very hot women would.
 

Bible_Belt

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well duh, of course attractive women will always get more from strangers seeking their attention. Rather than be upset about these things, it is better to have an attractive woman with you and reap the benefits for yourself. Bartenders, both male and female, are always giving myself and my girlfriend free drinks...mostly because they enjoy staring at her t!ts. We just enjoy the free drinks.
 

What happens, IN HER MIND, is that she comes to see you as WORTHLESS simply because she hasn't had to INVEST anything in you in order to get you or to keep you.

You were an interesting diversion while she had nothing else to do. But now that someone a little more valuable has come along, someone who expects her to treat him very well, she'll have no problem at all dropping you or demoting you to lowly "friendship" status.

Quote taken from The SoSuave Guide to Women and Dating, which you can read for FREE.

STR8UP

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Wanna know a little secret?

Get yourself a small, semi-professional video camera setup and Sony Vegas Platinum editing software. For under $2k you can have a basic setup. Learn the basics of shooting and editing.

Place an ad on Craigslist in the modeling section looking for models who want to get some "exposure" (work for free).

If it's a decent ad your email box will be FULL the next day. Chicks will range from chubby with a cute face, to Playboy second stringers. No lie.

What you do from here is up to you, but straight up.....SEX SELLS. With a minimal investment and a little creativity you can make money off of hot girls. Offer to film a tv commercial for a business for cheap (until you learn what you are doing)? Shoot a music video for a band?

The side benefit is that these chicks will look at you like a hungy lion stalking a gazelle if your setup is tight and they think you can do something for them. I did this for awhile with my business and although I never fukked any of them, I did manage to tongue one down in my bathroom one night.

edger said:
I don't give a flying f*ck how hot a woman is, she's not getting any better treatment from me, than what I gave the ugly girl a day prior .
Oh.....YOU'RE the guy dropping 50 Euros on the UGLY chicks in the RLD....I knew SOMEONE had to be bouycotting the eastern European hotties.

They don't deserve better treatment, dammit!
 

edger

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STR8UP said:
Oh.....YOU'RE the guy dropping 50 Euros on the UGLY chicks in the RLD....I knew SOMEONE had to be bouycotting the eastern European hotties.

They don't deserve better treatment, dammit!
No, you're right. But at least I KNOW for sure I'll definitely be getting something out of them. That's the difference. Plus, what's a guy in my situation supposed to do? You know my situation. I guarantee you anybody here would do the same thing if they were in my predicament(I bet you there are lots of guys here who frequent strip clubs and use prostitutes, but they don't admit it because they fear all the bullsh*t they'd get from everybody. At least I'm honest about it). They would put aside their pride and do exactly the same thing. I'm only human dude, I have basic needs like you and everybody else out there. What am I supposed to suffer? I've tried everything I possibly can in the game. I'm satisfied with the man I've become. I've gotten my game to where I've always wanted it. I don't know what else to do, really...I really don't. I don't know what else to say to some of you guys. Most guys lie about it being easy to get attractive women. They lie because they feel funny admitting that it's hard. It took a lot for me to even start admitting it, but I was able to. It takes a lot of balls and courage to be truthful with this topic. Men are so reluctant to admit it's tough out there because of the fear of being judged by other men(and women). Everyone always wants to be perceived as the big wheel. Men are constantly judged by how many attractive women they can get. It's pretty harsh out there for us guys. We think women judge each other harshly, I think it's just as bad for guys. If we don't pull hot women regularly, we're labeled as "that guy who gets no ass".
 

STR8UP

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I'm not judging you at all. I've been to Amsterdam too.

All I am saying is that hot chicks will always "make more money" whether it's through marrying into it, getting free drinks at the bar, or outright prostitution.

It doesn't matter how thin or thick the veil is; sex and/or the prospect of sex is an economic exchange.

The SMART guys see it for what it really is and capitalize on it. Even if she's a golddigger, if she brings enough value to the table to make it worth it for YOU, there is nothing wrong with engaging in that type of relationship.
 

edger

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STR8UP said:
It doesn't matter how thin or thick the veil is; sex and/or the prospect of sex is an economic exchange.

The SMART guys see it for what it really is and capitalize on it. Even if she's a golddigger, if she brings enough value to the table to make it worth it for YOU, there is nothing wrong with engaging in that type of relationship.
And I've never disagreed with you on that. All I've said in the past was that not all women were about money, and how I had known numerous attractive women who married or were in serious relationships with avg.-salaried, non-wealthy guys. I agree, there are lots of attractive women who are about the money, no doubt about that. In fact, I can remember my first semester of driving through the wealthy neighborhood on Long Island my college was located in back in 1998, where I remember thinking to myself, "Wow, there are so many hot women around here". I never remember there being as many hot women in the middle-class area I had lived in. Don't get me wrong, there were a lot of hot women in the middle-class area I came from, but probably not as much as the wealthy areas. Then later on my dad moved to a wealthy area, and I went with him, and again, I observed a substancial amount of hot women around town. Especially in the new developments.
 

RedPill

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I used to be a loan officer at one point in time, and it was actually the exact opposite. The company would bring playmate-level hot chicks to do the closing and distract people from the fact they were getting fvcked by the terms of a heavy front-end rate discount.
 

Trader

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edger said:
No, you're right. But at least I KNOW for sure I'll definitely be getting something out of them. That's the difference. Plus, what's a guy in my situation supposed to do? You know my situation. I guarantee you anybody here would do the same thing if they were in my predicament(I bet you there are lots of guys here who frequent strip clubs and use prostitutes, but they don't admit it because they fear all the bullsh*t they'd get from everybody. At least I'm honest about it). They would put aside their pride and do exactly the same thing. I'm only human dude, I have basic needs like you and everybody else out there. What am I supposed to suffer?
I do appreciate your honesty that you use pros.

edger said:
I've tried everything I possibly can in the game. I'm satisfied with the man I've become. I've gotten my game to where I've always wanted it. I don't know what else to do, really...I really don't. I don't know what else to say to some of you guys.
There is always more room to grow. Always work to get better, if you're not improving, you are regressing.

edger said:
Men are so reluctant to admit it's tough out there because of the fear of being judged by other men(and women). Everyone always wants to be perceived as the big wheel. Men are constantly judged by how many attractive women they can get. It's pretty harsh out there for us guys. We think women judge each other harshly, I think it's just as bad for guys. If we don't pull hot women regularly, we're labeled as "that guy who gets no ass".
So your guy friends are judging you based on how many hot girls you bring in? You should get some new friends then. That sounds so 'girly.' It's like high school where girls would *brag* about how many guys ask them to prom.

In the end, it's not really about the girls. It's about yourself - and improving yourself. You don't get the type of girl you want, you get the type of girl you ARE. So improve yourself, and you will naturally attract a better girl.
 

edger

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So improve yourself, and you will naturally attract a better girl.
See, but you guys keep missing the point..I don't know what more I can improve on(been there, done that, as I've said many times)..I'm looking and can't find anything. I've gotten my game to where I've always wanted it. I'm very happy with the man I've become. I've analyzed everything about myself(my game, looks, everything) and can't find anything wrong. Again, don't get me wrong, my game ain't perfect, by any means. In just about every interaction I have with a woman, I'll f*ck up(or at least I think so, or maybe I'm overanalyzing too much) in some way or another. That's what I mean by my game being at least 95-97% there. But yet it's funny that I'll see guys f*ck up wayyy more than I ever will, who still pull attractive women, and I don't get it..yet me, who doesn't f*ck up nearly as royally as them, comes up empty-handed..lol...it's insane, I don't know what to make of it.

Trader said:
So your guy friends are judging you based on how many hot girls you bring in?
I'm saying it seems like people in general judge men based on how many hot women they pull. Judge in the fact that they think you must suck with women.
 

Bible_Belt

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I bet you there are lots of guys here who frequent strip clubs and use prostitutes, but they don't admit it because they fear all the bullsh*t they'd get from everybody.


true. I have been to strip clubs alone before, no shame in that.
 
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Quiksilver

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edger said:
See, but you guys keep missing the point..I don't know what more I can improve on(been there, done that, as I've said many times)..I'm looking and can't find anything. I've gotten my game to where I've always wanted it. I'm very happy with the man I've become. I've analyzed everything about myself(my game, looks, everything) and can't find anything wrong. Again, don't get me wrong, my game ain't perfect, by any means. In just about every interaction I have with a woman, I'll f*ck up(or at least I think so, or maybe I'm overanalyzing too much) in some way or another. That's what I mean by my game being at least 95-97% there. But yet it's funny that I'll see guys f*ck up wayyy more than I ever will, who still pull attractive women, and I don't get it..yet me, who doesn't f*ck up nearly as royally as them, comes up empty-handed..lol...it's insane, I don't know what to make of it.
You're overthinking to the max. There's certainly a time for sitting down and analyzing your situation, but at some point you're just going to have to let go of the "think my way through everything" attitude and let your balls take control.

Ever heard of a musician or athlete who's a technical master but a competitive disaster?

You can learn everything there is to know and study/practice a technique over and over, but THERE IS NO SUBSTITUTE for time in the field. Let the "techniques" and "rules" go and do what you have to do to get laid.

Most guys who are "naturals" are just like a labrat in the electrified maze. The try one direction and get zapped, so they take another direction and get zapped, turn again and get a little farther... Zap! On and on they go driven tirelessly by the scent of cheese(pvssy!) at the end of the maze, getting zapped a million times along the way. Eventually they make it, yet have no idea how they got there. (naturals have trouble explaining "how" they get laid")

You are not a natural YET because you have not been zapped a million times and learned a million lessons.

Solution: Get out more and TRY TO GET LAID, don't try to follow the DJ "rules and techniques".
 

speakeasy

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edger said:
I don't give a flying f*ck how hot a woman is, she's not getting any better treatment from me, than what I gave the ugly girl a day prior . This is AFCism at its worst. "Oooh, she's hot, let me hook her up and maybe this could go somewhere." And 99% of the time it gets the fool nowhere, much to his surprise. Keep dreaming. This is why attractive women are the way they are(entitlement attitude), because they're constantly being catered to. And the men who cater to them desperately need to grow a pair.
Couldn't have put it better myself. +1 rep pt.
 

Peace and Quiet

If you currently have too many women chasing you, calling you, harassing you, knocking on your door at 2 o'clock in the morning... then I have the simple solution for you.

Just read my free ebook 22 Rules for Massive Success With Women and do the opposite of what I recommend.

This will quickly drive all women away from you.

And you will be able to relax and to live your life in peace and quiet.

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