Hi Kleathe,
Whatever you do,don't be honest or frank with her,it will initially upset her then,after discussion with her Mates, encourage her to be spiteful....You just say in a soft and friendly way,yeah...Sigh.... I would love a committed relationship,in fact I dream of having one and you're just the sort of Girl I am looking for,but I have quite a few objectives I must achieve before that,the biggest problems that break relationships are financial,I passionately believe I must....Get that degree,promotion,whatever,In the mean time let's just enjoy what we have found together....Look into her eyes...please!...For both our sakes!