I tend to like to have an end-game and think that if there is a plan, beyond cold-approach, that it should become natural to want to cold-approach because it's part of that plan. Do you have your logistics sorted out as to what you would do if a woman was interested? That's great if you do! I don't.
I have posted in other threads about how difficult my living situation is, and I really don't have any breathing space to involve any woman in my life and consequently don't feel very motivated. I have taken a three month leave of absence from work just to take care of my mother (she had a fall a few months back and need a knee-replacement surgery). My folks are like in their 80s and we all live together in one floor in a bungalow which is extremely messy and disorganized.
You on the other hand, are young, have your life ahead of you, have a solid trust fund and have the time and space that you need to effectively cold approach, get a woman involved with your life, go places with her, without needing to be on the grind to pay bills just to survive. Therefore, you should make use of your youthful energy, better living situation, and make either baby steps or full on approaching because the clock is ticking. You don't want to wake up one day and find that you've gotten old, have new responsibilities and may not be in a position where cold approach is even possible (ie because you don't have the time, and can't make the time, to do so), and worst, escortcelling starts "feeling" more of a natural option (where as now, as you are youthful, it's more of a cop-out / disgraceful option - religions considerations (ie puking gross option any age) aside). In this sense, I don't lead by example, but by horror., I'm likely the worst case scenario of your future too unless you make corrective action and seize the day.