27 and still no real career prospects. What to do?

BergischerLöwe

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Like the title says I'm 27 years old and I've never really had any semblance of a career, or even a reliable source of income from a job for that matter. I never had a job as a teenager or in college, and the most consistent money I ever made in my life came during the summer of '14 when I worked for my mom's boyfriend's construction company in the last two months before college started. Currently I get the money I need to live from a combination of the money my family made when we sold the newspaper and TV station we owned, as well as the trust fund my grandfather set up for me when I was really young. My family isn't crazy rich in the grand scheme of things, we're like one tier above upper middle class if that makes sense. I guess you could call it "lower upper class". The fact that I have at least some money is all well and good but I'd love to have an additional source of income to put me in the black and not burn thru the money I have already so much, and also to never really have had a job at this age is pretty unbecoming anyway. It's also of note that I'm not blowing all my trust/corporate sale money all at once. I live a fairly modest life in all actuality, despite coming from a relatively upper class background. I don't spend that much money on living expenses like groceries and I live by myself in a small apartment in a decent suburb of the city I've lived in for most of my life. I graduated college in late 2019 and since then I haven't really done very much with my life. My weekly routine revolves around going to the gym, attending religious lectures, and practicing or recording with my band.

The major I picked in college (German) was pretty useless in hindsight. One good thing tho is that I have no student debt since the trust payed for my college. After I graduated I dabbled in doing freelance translation work on the internet translating documents from German to English, but I only ever made like 20 dollars doing that. I've always had a knack for languages and I've known German for my entire life, and I have a pretty academic knowledge of the languages I know, so sometimes friends or family have suggested I go to grad school to study linguistics or something. However my undergrad GPA isn't good enough for me to get in and even if that wasn't so I still wouldn't do it since it would very likely be a waste of time. I have decent knowledge of a couple classical languages like Sanskrit and Latin but this is just a parlour trick and useless in the grand scheme of things.

Technically the closest thing I have to meaningful work experience is the recording and touring experience I have as a musician. Bass is my main instrument and I also play guitar and sitar. I've played in the same band for nine years. In this time we've released five studio albums with a sixth in the works and gone on tour twice, one of which was a national tour. However, the albums don't sell that well and the tours weren't exactly glamourous. It just consisted of three weeks of touring the midwest, mountain west, and west coast playing at small clubs for little money and sleeping in our van in walmart parking lots. My band has never been lucrative and there's only been a few times we've made decent money from playing shows. There's been a couple times where we've played shows and made a few hundred dollars from it but these instances have been rare. It's safe to say I'll never be making enough money thru music to pay the rent. Last year I applied for a job at a guitar store near my house, and they interviewed me and it seemed to have gone pretty well. However, when they called me back they informed me they had a "hiring freeze" and thus couldn't give me the job. In the past few months tho I've seen new faces working there so I'm pretty sure they just didn't want to hire me and let me down gently. I would have much preferred it if they would have just outright told me I didn't have the job.

A more distant relative of mine owns a small music venue in town and has said a few times that I should come work there. The job is there if I want it but it's not ideal and would only be a short term solution. I don't really want to work there since the hours would suck and it would mostly consist of mundane work like moving amplifiers and other equipment on and off the stage. I'd be coming home from work at like 3 AM every time with that job and that would suck too. There's a couple other guitar stores I could maybe apply to but I'm worried my lack of work experience will be my undoing, despite the fact that I'm an experienced musician with very good knowledge of instruments and music equipment. Furthermore I have ADHD so I really doubt I'd be able to hold a retail job for long before getting fired. I've always had a huge problem with being late to things and my condition also causes me to make stupid trivial mistakes on a regular basis. I don't have much confidence that I would be able to be a good employee. I'd probably get fired eventually for being late too many times or making a dumb mistake.

In short I really don't know what to do here. There's things in my life that I'm good at and passionate about, but nothing that translates into being a viable source of income. I'm a good musician but rock n roll will never pay the rent. I know a few languages but there's not much demand for translation from German to English and the classical languages I know are even more useless. I'm intelligent, articulate, and reasonably well educated but I have ADHD and because of it I would be a poor employee bound to eventually be fired from job I would get in the off chance that someone would even hire me in the first place. I can't go back to school since my GPA in undergrad wasn't high enough and it would be a waste of time anyway. The fact that I have a trust fund makes me less motivated to look for work since I'm not under any direct threat of not having enough money to pay for living expenses. Overall it doesn't seem like I have any good options as far as career, or even temporary employment. So what am I to actually do?
 

FlirtLife

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Currently your trust fund is your job - your reliable source of income. What fraction of that money do you save?

In your situation, I'd focus on personal finance (lower expenses, budget, saving) first, and then consider investing second. If you build up your own money separate from the trust fund, you'll be less dependent on it. What do you think about personal finance and investing?
 

BergischerLöwe

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Currently your trust fund is your job - your reliable source of income. What fraction of that money do you save?

In your situation, I'd focus on personal finance (lower expenses, budget, saving) first, and then consider investing second. If you build up your own money separate from the trust fund, you'll be less dependent on it. What do you think about personal finance and investing?
Like I said I try not to spend that much money on anything already. I already have an investment portfolio too. Before my family sold the corporations we owned I also got income from the private stocks I had in those companies, but now that we sold those we have the money we made thru the sales. I'd love to learn more about personal finance and all that. Could you give any resources I could use?
 

Bible_Belt

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If you are interested in active trading, start with fake money, and take your time to learn. I used to use the site below, I haven't in a while, but it was free last I checked.

 

BergischerLöwe

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FlirtLife

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Like I said I try not to spend that much money on anything already. I already have an investment portfolio too. Before my family sold the corporations we owned I also got income from the private stocks I had in those companies, but now that we sold those we have the money we made thru the sales. I'd love to learn more about personal finance and all that. Could you give any resources I could use?
There used to be TV shows about personal finance - the most famous being Suze Orman's "Can I Afford It?" segment. People would talk through their savings, 401(k), debts... and ask if they could afford to buy a car, house, etc.

More recently, I liked reading "I Will Teach You To Be Rich" by Ramit Sethi.

I recall seeing a really simple & effective budget technique from a Canadian TV show I can't recall. Your budget would be put in paper envelopes, in cash, and you'd spend the cash. No cash? You wait for next month! I think one envelope had some extra for unforseen expenses. Unlike credit cards, cash spent from an envelope is very easy to track and stop when it runs out.
 

RazorRambo24

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Hey man, don't fret. I ws struggling to find my place for a long time.. and then I got into Ecommerce. I had a backgroundin graphic design but I also had a variety of random odd jobs I did.. before learning about ecommerce and developing a business that makes me 6 figures a year. It did mountains for my life man. I mean sht when you finally make it , theres no greater feeling. Its like a huge blanket of comfort and carefreeness thats hard to explain.

I help some motivated individuals learn about ecom if you're interested. I also run 2 communities about business on Discord and am involved in one of the biggest business Reddit subs as well as a moderator.
 

BergischerLöwe

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Hey man, don't fret. I ws struggling to find my place for a long time.. and then I got into Ecommerce. I had a backgroundin graphic design but I also had a variety of random odd jobs I did.. before learning about ecommerce and developing a business that makes me 6 figures a year. It did mountains for my life man. I mean sht when you finally make it , theres no greater feeling. Its like a huge blanket of comfort and carefreeness thats hard to explain.

I help some motivated individuals learn about ecom if you're interested. I also run 2 communities about business on Discord and am involved in one of the biggest business Reddit subs as well as a moderator.
I don't know much about ecommerce but maybe I should learn a bit about it
 

RazorRambo24

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I don't know much about ecommerce but maybe I should learn a bit about it
It's really not for everyone. If you are business minded, its ideal. You gotta know alot of fundamentals about business to really make something out of it. Helps to know about marketing as well and brand building. I've taught people who knew just enough and helped them get some success but yeah its tough. Most people will tell you its easy or make it out to be easy and its far from the truth. It took me much trial and error before I really struck gold with it.
 

BergischerLöwe

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It's really not for everyone. If you are business minded, its ideal. You gotta know alot of fundamentals about business to really make something out of it. Helps to know about marketing as well and brand building. I've taught people who knew just enough and helped them get some success but yeah its tough. Most people will tell you its easy or make it out to be easy and its far from the truth. It took me much trial and error before I really struck gold with it.
Hmm idk I'm not really business minded and I know next to nothing about marketing. Perhaps it's not ideal in my case
 

SW15

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This is a lesson to major in things useful in college.

I am amazed that you aren't getting laid as a rich, trust fund kid. Trust fund kids with money often get laid a lot.

Even if you weren't a trust fund kid, musicians are good at getting laid too. Plenty of broke musicians are getting vagina.
 

BergischerLöwe

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This is a lesson to major in things useful in college.

I am amazed that you aren't getting laid as a rich, trust fund kid. Trust fund kids with money often get laid a lot.

Even if you weren't a trust fund kid, musicians are good at getting laid too. Plenty of broke musicians are getting vagina.
I don't broadcast the fact that I have money, in fact I never tell that to women I meet since I don't want gold diggers. I could get laid if I wanted to from apps, but I don't because the women I meet on there are mid and I'm sick of being stuck having to hook up with women that I'm not very excited about.

The few hot women I've hooked up with left me for other guys very soon after. My ex girlfriend was decent in looks but she came from kind of a poor background and used to be a stripper. The fact that she used to be one actually really sketched me out. A big problem with women in my life is I've never had the experience of meeting a woman I'm really excited about and attracted to and actually getting to have have a longer relationship with her. This really frustrates me and is one of the reason why I don't really date anymore. The past few years I've gone on exactly one date a year and it's never led to sex. That and I'm so afraid of getting a women pregnant that I've decided not to have sex until after I get a vasectomy.

It's a misconception that rock n rollers get laid a lot. It might have been true in the 60s/70s but most muscians I know don't have any more than average luck with women. It's not 1968 anymore, man. Then again I feel like even if I were famous I would have a hard time meeting women.

The fact I have ADHD really held me back academically as far as choice of college, and what major. My grades in high school were pretty bad, not because I was a poor student but because my condition made it very hard for me to turn in the work on time. I'm articulate and intelligent, my IQ is around 130 or so (tested when I was like 13), but my grades held me back. When I went to college my choices were limited because of my poor grades. I would have done better at a smaller, private school perhaps but I went to a larger state school since that was who would take me. I wanted to study music production initially, but there was a qualifying GPA to get in and my first two semesters really sunk my GPA so there wasn't any way I could get in. I ended up picking German as a major because I knew at least I could handle the course load and would be able to actually stick it thru to the end. I've always known German so it was easy for me.
 

HaleyBaron

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Could be worse. You could be 27 AND married with no real career prospect.
 

SW15

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I'm so afraid of getting a women pregnant that I've decided not to have sex until after I get a vasectomy.
You're too afraid of it. Use condoms. The majority of the women I've had sex with were also using birth control. I have had sex with women not on birth control and have never caused a pregnancy because I have used condoms.
 

BergischerLöwe

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You're too afraid of it. Use condoms. The majority of the women I've had sex with were also using birth control. I have had sex with women not on birth control and have never caused a pregnancy because I have used condoms.
A lot of them are indeed on birth control, but even with that I'm too afraid
 

BergischerLöwe

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Men today with no career prospects don't get married.



That's irrational.
I really need to get the vasectomy but the thing that makes me put it off is that some guys report irreversible chronic pain after they get one. Plus I don't have health insurance so it'll cost me a fair amount of money
 

FlirtLife

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I don't broadcast the fact that I have money, in fact I never tell that to women I meet since I don't want gold diggers.
...
I really need to get the vasectomy but the thing that makes me put it off is that some guys report irreversible chronic pain after they get one. Plus I don't have health insurance so it'll cost me a fair amount of money
When you said you "have money", did you mean less than £500 ?

In the meantime, you won't use condoms... and you could get laid on apps but won't ... seems like a lot you won't do. Maybe instead of asking for advice, you should list out everything you "won't do" and figure out what you can do.
 
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