I am realizing that there are two ways to be financially secure in life.
Option 1: get into a job with a relatively low barrier or entry ( nursing, police, correctional office) and start saving your money early. Save like crazy from 20-40 and then buy a house. You would have enough money that you dont have a mortgage. The con of this is you will never be upper middle class.
Option2: spend tons of years going to undergrad, law, medical and or graduate school just to make money in your late 30s and buy and pay your mortgage off in your early 50s. Yes you will live well and make more per year than option 1. But you also start later. The pro to this is you will be upper middle class.
I did option two. I am almost done with the program of option two and if i complete it i can make good money. But this is after years and years of debt and school. I regret that no one told me about option 1. The internet was not big when i graduated high school. College and grad school was still seen as the only way to do well in life. I am an option 1 type of guy and i hate and regret that i took option two.
The women in my life say that i am unambitious if i am thinking about the option #1 route. They say that they dont want to be middle class. They want to have a 4 bedroom house and take the kids on vacation every year. They want to drive the Acura. But i just dont have that need. I could live perfectly fine in a townhouse driving a Toyota pickup truck. Am in thinking like a loser? I have struggled a lot to try to break into the upper middle class career and i am exhausted. It looks like its going to be a Pyrrhic victory if i make it. I would have been happier being blue collar. Can yall relate ?
Option 1: get into a job with a relatively low barrier or entry ( nursing, police, correctional office) and start saving your money early. Save like crazy from 20-40 and then buy a house. You would have enough money that you dont have a mortgage. The con of this is you will never be upper middle class.
Option2: spend tons of years going to undergrad, law, medical and or graduate school just to make money in your late 30s and buy and pay your mortgage off in your early 50s. Yes you will live well and make more per year than option 1. But you also start later. The pro to this is you will be upper middle class.
I did option two. I am almost done with the program of option two and if i complete it i can make good money. But this is after years and years of debt and school. I regret that no one told me about option 1. The internet was not big when i graduated high school. College and grad school was still seen as the only way to do well in life. I am an option 1 type of guy and i hate and regret that i took option two.
The women in my life say that i am unambitious if i am thinking about the option #1 route. They say that they dont want to be middle class. They want to have a 4 bedroom house and take the kids on vacation every year. They want to drive the Acura. But i just dont have that need. I could live perfectly fine in a townhouse driving a Toyota pickup truck. Am in thinking like a loser? I have struggled a lot to try to break into the upper middle class career and i am exhausted. It looks like its going to be a Pyrrhic victory if i make it. I would have been happier being blue collar. Can yall relate ?